MICHIGAN FIRST CREDIT UNION

At Michigan First, located at 50 Louis St NW, Grand Rapids, MI 49503, we pride ourselves on being more than just a financial institution; we're a part of the community. Since our establishment in 1926, we have built strong relationships with our 165,037 members, providing them with personalized financial solutions tailored to their needs. With total assets exceeding $1.45 billion, we are committed to helping you achieve your financial goals, whether it's securing an auto loan or opening a new savings account. Our branch is led by CEO Jennifer Borowy and Board President Linda Height, who both share a passion for fostering a welcoming environment for our members. The dedicated team of 490 employees is here to ensure you receive the best service possible. While you can visit us at our main branch, please note that official correspondence should be sent to the same address. As a member-owned credit union, we prioritize your financial well-being. Our total deposits amount to $92,717,185, and we are proud to have granted over 91,153 loans to help our members navigate life's various challenges. Whether you're looking for competitive rates on loans or valuable savings options, Michigan First is here to support you every step of the way. We invite you to explore all that we offer from personal banking services like checking accounts and credit cards to business banking solutions tailored for local entrepreneurs. For any questions or assistance, feel free to give us a call at (616) 419-5801 or visit us online at michiganfirst.com. We look forward to serving you!

At Michigan First, we take pride in our rich history and commitment to serving our community. Established in 1926, our branch has grown from a small local credit union into a trusted financial partner for over 165,000 members in Grand Rapids and beyond. Located at 50 Louis St NW, Grand Rapids, MI 49503, we are conveniently situated near the heart of the city, making it easy for members to access our services. Throughout the years, Michigan First has made significant strides in providing exceptional financial services while remaining deeply rooted in community support. Our mission is clear: to improve the financial well-being of our members by offering personalized banking solutions that empower them to achieve their goals. We believe that banking should be about more than just transactions; it should be about building relationships and fostering growth. As we look back at our journey, we celebrate key milestones such as reaching total assets of over $1.45 billion and successfully adapting to the changing needs of our members through innovative services like online and mobile banking. With a dedicated team of 490 employees, we strive to deliver an exceptional member experience every day. Our commitment extends beyond financial services. We actively engage with our community through partnerships and outreach initiatives aimed at promoting financial literacy and supporting local organizations. Whether it's hosting workshops or participating in community events, Michigan First is dedicated to making a positive impact in Grand Rapids. For those who may need assistance outside regular hours, we offer ATM availability to ensure you have access to your funds whenever you need them. Our lobby is open from Monday through Friday from 8:30 a.m. to 5:00 p.m., with extended hours on Fridays until 6:00 p.m. While members can visit us at 50 Louis St NW, official correspondence should be sent to the same address as our mailing address. We encourage everyone in Grand Rapids and surrounding areas to become part of the Michigan First family. Join us today and discover how we can help you reach your financial dreams! For any inquiries, feel free to call us at 616-419-5801 or visit our website at Michigan First.

Joining the Michigan First community is like becoming part of a family that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility requirements, which generally include living, working, or attending school in the area. We strive to welcome as many people as possible into our fold, so if you're curious whether you qualify, feel free to check out the details at . Not only will you gain access to a variety of financial services tailored just for you, but you'll also enjoy benefits like competitive rates on loans and personalized customer service that feels more like a conversation with a friend than a transaction. Opening an account with us is straightforward and welcoming! You can reach out anytime at (616) 419-5801 for assistance or visit us at our convenient location: 50 Louis St Nw Grand Rapids Mi 49503. Our friendly staff is here to guide you through every step of the process. So why wait? Become part of the Michigan First family today! For more information on how to start your membership journey, don't hesitate to look up the account opening details at .

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want a credit union that you can trust, and we're proud to share our financial strength with you. With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,460 in used auto loans and an impressive $1,047,613,488 in total loans and leases. Our operational efficiency is highlighted by our net income of $13,071,474, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending stand at $2,206,793, reflecting our commitment to providing accessible financial resources. Additionally, we have achieved a robust total of 278,173 share accounts, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 50 Louis St NW Grand Rapids MI 49503 or call 616-419-5801 to learn more about how we can help you achieve your financial goals.