Established in 1949, united-6288 has consistently demonstrated a commitment to serving its community and empowering its members through financial education and accessible banking solutions. Led by CEO Terry O'Rourke and Board President Troy Tolle, our headquarters is located in the heart of St Joseph, MI. We pride ourselves on being a trusted financial partner for both individuals and families, including military members who are part of our valued membership base. With NCUA insurance since 1/4/1971 0:00, our members can rest assured that their deposits are safeguarded, fostering an environment of trust and security.

In today's fast-paced world, we understand the importance of modern banking tools that enhance convenience and accessibility. Our services include robust online banking capabilities, a user-friendly mobile application, person-to-person transfers, electronic statements, mobile payments, and e-signature authorization. At united-6288, we strive to put our members first by offering innovative solutions tailored to meet their financial needs. To learn more about how we can assist you on your financial journey, please visit our official website at https://unitedfcu.com/ . We invite you to join us as we continue to build a brighter future for all our members while maintaining the personal touch that has defined us for over seven decades.

At united-6288, we understand that managing your finances is a vital aspect of everyday life. That’s why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to more specialized services such as auto loans, mortgage refinancing, and business banking options like merchant services and business loans, we are committed to providing financial tools that empower you. Our online banking platform and mobile application ensure that you can access your accounts anytime, anywhere, making it easier than ever to perform transactions, manage your finances, and plan for significant life milestones.

Our digital features extend beyond basic banking functions; with capabilities like person-to-person transfers and mobile payments, managing your money becomes seamless. E-statements and e-signatures add an extra layer of convenience for those who prefer going paperless. Whether you're looking to grow a small business or simply need reliable support for daily transactions, united-6288 has the solutions you need. Membership is accessible through our eligibility criteria found at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account , ensuring that our services cater to those who seek community-focused financial support. For individuals considering loans or wanting to compare rates efficiently, our loan aggregator tool available at https://www.lendmesh.com/loans/mortgage_loans is an excellent resource to explore competitive options. If you have any questions or require personalized assistance, feel free to reach out via —we’re here to help you every step of the way.

At united-6288, we take pride in being a trusted financial partner for our members, demonstrating our commitment through impressive performance metrics and a member-focused approach. With a total membership of 192,997, we have built a strong community that relies on us for their financial needs. Our total assets amount to an impressive 4,127,673,172, reflecting our stability and ability to support our members effectively.

Our net worth stands at 457,241,625, showcasing our solid financial foundation and resilience in the face of economic challenges. This strength is further highlighted by our net worth ratio of 1,105, which indicates our robust capital position compared to the national averages. While many institutions struggle with profitability, we are proud to maintain a balanced approach, as demonstrated by our total loans and leases reaching 111,125.

As your financial partner, we understand the importance of providing accessible services tailored to your unique needs. Our diverse offerings include commercial loans totaling 2,053 and auto loans amounting to 70,696. Additionally, with a credit card loan volume of 15,730, we are well-equipped to meet various consumer demands while ensuring responsible lending practices.

Moreover, our ability to manage total borrowings of 223,200,000 reflects not only our growth but also our dedication to maintaining transparency and serving our members' best interests. With a workforce of 726 employees, each one committed to delivering exceptional service, we strive to create lasting relationships based on trust and mutual benefit.

We invite you to experience the difference that a member-centric institution can make in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.