WMCU CREDIT UNION

Welcome to West Michigan, where our commitment to serving the community and empowering individuals financially has been our guiding principle since we opened our doors in 1956. Headquartered in the vibrant city of Grand Rapids, MI, we take pride in providing exceptional financial services tailored to meet the diverse needs of our members. Under the leadership of CEO Joseph Heintskill and Board President Brent Nevins, we have built a trusted institution that values accessibility, transparency, and member-first service.

As a federally insured credit union since October 9, 1974, we offer peace of mind through NCUA insurance while equipping our members with modern banking tools for convenience and ease. With features such as online banking, a mobile application for on-the-go access, peer-to-peer transfers, e-statements, mobile payments, and electronic signature authorization, we ensure that managing your finances is both simple and secure. At West Michigan, our mission is to foster financial empowerment within our community by providing innovative solutions that enhance your banking experience. For more information about our services and how you can become part of our member-focused family, please visit us at https://westmichigancu.com/ or reach out via fax at (616) 635-2318.

At West Michigan, we are committed to providing a comprehensive suite of financial services designed to meet the diverse needs of our members in West Michigan. Our offerings include everything from personal banking solutions, such as checking and savings accounts, to specialized services like auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and rewarding credit cards. For small businesses, we offer robust business banking options including merchant services and business loans that empower growth and success. Whether you're planning for life milestones or simply managing your everyday banking needs, our services are tailored to help you navigate your financial journey with ease.

In today's fast-paced world, we understand the importance of digital access. That's why we provide seamless online banking through our user-friendly platform along with a mobile application that allows you to manage your finances on the go. With features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, you can handle transactions quickly and securely from anywhere. Membership at West Michigan is accessible to many in our community; check your eligibility at https://westmichigancu.com/become-a-member/. Plus, if you're in the market for loans, you can easily compare rates using our loan aggregator tool at https://www.lendmesh.com/loans/vehicle-loans. For any inquiries or personal support, feel free to reach out via fax at (616) 635-2318. We are here to assist you every step of the way!

At West Michigan, we pride ourselves on being a trusted and valuable financial partner in the West Michigan community. Our commitment to excellence is reflected in our impressive Total Membership, which stands at 17,537, showcasing the trust that thousands have placed in us. With Total Assets reaching $260,454,888, we demonstrate our strong financial foundation and capability to serve our members effectively.

Our Net Worth of $53,083,778 indicates our stability and resilience, essential factors for any financial institution. Coupled with a robust Net Income of $1,179,116, we continuously reinvest in services and technology that enhance your banking experience. This commitment is further illustrated by our Total Deposits of $204,998,609, signifying the confidence our members have in safeguarding their funds with us.

We are also proud of our lending capabilities, as evidenced by our Total Loans and Leases amounting to $106,652,674. This range includes a diverse portfolio with an Auto Loan Volume of $32,352,148 and Commercial Loans totaling $3. Such metrics highlight not only our ability to support personal financing needs but also our role as a vital partner for businesses within the community.

With a dedicated workforce of 68 employees, we ensure that personalized service remains at the forefront of what we do. Our impressive Net Worth Ratio of 20.37% further underscores our sound management practices, assuring members that their investments are secure and well-managed.

The data and insights that support these claims are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle-loans and find the best rates for your needs.