WMCU CREDIT UNION - Big Rapids, MI

Welcome to West Michigan at our Big Rapids - Drive Thru location! Nestled in the heart of Big Rapids, MI, at 802 Division St, we have been proudly serving our community since 1956. Our commitment to providing exceptional financial services is reflected in our growing membership base of over 17,500 members. With total assets reaching an impressive $260,454,888, we are dedicated to ensuring that your financial journey is both rewarding and secure. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 1720 Michigan St NE, Grand Rapids, MI 49503. This ensures that we can assist you promptly and effectively. At West Michigan Credit Union, we take pride in offering a range of services designed to meet the diverse needs of our members. With total deposits amounting to $27,078,129 and a net worth of $53,083,778, we stand strong as a reliable partner in your financial endeavors. Our dedicated team of 68 employees, led by CEO Joseph Heintskill and Board President Brent Nevins, works tirelessly to provide personalized service and support. As a member-focused institution, we understand the importance of community impact. We've financed over 10,807 loans, helping countless individuals achieve their dreams from buying new cars to starting businesses. Additionally, with a cash reserve of $3,473,665, we are well-prepared to support your banking needs whenever they arise. Whether you're looking for basic drive-thru banking services or more complex financial solutions, we invite you to explore what West Michigan Credit Union has to offer. Feel free to reach out by calling us at 231-796-6256 or visit our website at westmichigancu.com for more information. Join us on this journey towards financial success together, we'll make it happen!

At West Michigan, we take pride in our rich legacy that began in 1956 when our branch first opened its doors to the community in Big Rapids, MI. Over the decades, we have grown from a small credit union into a robust financial institution with a total membership of over 17,500 members. Our journey is marked by a commitment to providing exceptional service and fostering financial well-being for our community. Located at 802 Division St, Big Rapids, MI 49307, we are conveniently situated near local landmarks that make us easily accessible for all your banking needs. Whether you are stopping by for a simple transaction or exploring new financial opportunities, our dedicated team is here to help. We also maintain a mailing address at 1720 Michigan St NE, Grand Rapids, MI 49503 for official correspondence. Our mission is clear: to empower our members with the tools and resources they need to achieve their financial goals while making a positive impact in the community. We offer a range of services designed with you in mind from basic drive-thru banking and ATM services to shared branch transactions that extend our reach beyond just one location. With total assets reaching an impressive $260,454,888, we ensure that our members can rely on us for stability and growth. West Michigan embraces modern banking advancements while adhering to ADA compliance standards to ensure that all individuals have access to our services. We prioritize customer-centric initiatives by providing online banking options and mobile payments, making it easier than ever for you to manage your finances on-the-go. Community outreach is at the heart of what we do. We actively engage in partnerships and support local initiatives that uplift those around us. Our commitment extends beyond banking; we believe in building strong relationships within the communities we serve. We invite you to join West Michigan and experience the benefits of being part of a credit union that truly cares about its members. Whether you're looking for personal loans or savings options, we're here every step of the way. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon or give us a call at 231-796-6256. Let's work together towards your financial future!

Becoming a member of West Michigan is like opening the door to a welcoming community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the Big Rapids area, you're already on your way to joining us! We're dedicated to helping our members thrive with personalized services and competitive rates. To find out more about eligibility details, please check out our website at https://westmichigancu.com/become-a-member/ for the most current information. Ready to take the next step? Opening an account with us is straightforward and friendly. Whether you prefer visiting us at our location at 802 Division St Big Rapids Mi 49307 or giving us a call at (231) 796-6256, we're here to assist you every step of the way. Join our family today and experience the benefits of being part of West Michigan!

At West Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and ensuring your financial well-being. With a net worth of $53,083,778, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,333,113 in share certificates and $57,125,280 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $44,709,009 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $901 in used auto loans and $106,652,674 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,179,116 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 58 full-time employees and 10 part-time employees. This ensures that our branches are always ready to serve you with knowledgeable support. We take pride in having a strong member base, with a total of 36,963 share accounts showing that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Michigan is your trusted partner. Visit us at 802 Division St Big Rapids Mi 49307 or call (231) 796-6256 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.