WEST MICHIGAN CREDIT UNION

Welcome to West Michigan, where community banking meets personal service! Located at 201 36Th St Se, Grand Rapids, MI 49548, our branch has been serving members since 1956. With a commitment to building strong financial futures for our 18,034 members, we focus on delivering exceptional services tailored to your needs. At West Michigan, we take pride in our robust financial standing. Our total assets amount to an impressive $251,293,934, supported by total deposits of $20,609,917 and a net worth of $50,341,529. This solid foundation allows us to offer competitive loans and rates while ensuring the safety of your funds. Currently, we manage a total loan portfolio of 11,581, helping you achieve your dreams be it purchasing a vehicle or financing your home. Our dedicated team of 67 employees, led by CEO William Keim and Board President Brent Nevins, is here to provide personalized support and guidance. We are proud to be part of the Grand Rapids community and strive to create lasting relationships with our members. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1720 Michigan St NE, Grand Rapids, MI 49503. As a member-focused credit union, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. You can also enjoy the convenience of online and mobile banking for easy access to your accounts anytime. We invite you to join us in fostering financial wellness in our community. Whether you're looking for a new loan or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 616-241-2516 or visit our website at West Michigan Credit Union today. Your journey towards better financial health starts here!

At West Michigan, we take pride in our rich history and the journey we've shared with our community since our doors opened in 1956. Located at 201 36th St SE in Grand Rapids, MI, our branch has grown from a small credit union to a trusted financial partner for over 18,000 members. With total assets exceeding $251 million, we have continually evolved to meet the needs of our community. Our mission is simple yet profound: to provide exceptional financial services while supporting our members and the communities we serve. We believe that everyone deserves access to affordable banking options and personalized service. This commitment drives us to offer a wide range of products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Over the years, West Michigan has embraced advancements that make banking easier for our members. We offer online and mobile banking services that empower you to manage your finances on your terms. Additionally, our commitment to accessibility means that all members can engage with us through various channels, whether in-person or digitally. While members can visit us at 201 36th St SE, official correspondence should be sent to our mailing address at 1720 Michigan St NE, Grand Rapids, MI 49503. Our branch is conveniently located near local landmarks that enhance the experience of visiting us. As we look back on our journey, we celebrate not only our growth but also our deep-rooted connections within the community. Our partnerships with local organizations and outreach initiatives reflect our dedication to making a positive impact. We understand that financial success goes hand-in-hand with community well-being. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 5:30 PM. Although we do not currently offer ATM or drive-thru services at this location, we ensure that all members can access essential banking services through shared service centers. Join us at West Michigan and discover how being part of a credit union can transform your financial experience. We invite you to become a member today and be part of a supportive community focused on your success! For more information about membership eligibility or any other inquiries, please call us at 616-241-2516 or visit our website.

At West Michigan, we believe that everyone deserves a chance to be part of a community that cares about their financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in Kent County, you can join us and enjoy the many benefits we offer, like competitive rates on loans and savings, personalized service, and access to a range of financial products tailored just for you. For those who don't fit these criteria but have family members who are already part of our credit union, you're also welcome to apply! To get started on your membership journey, visit us at 201 36Th St Se Grand Rapids Mi 49548 or give us a call at (616) 241-2516. We're here to guide you through the process. For more detailed information about eligibility requirements, check out our website at https://westmichigancu.com/become-a-member/ . Joining West Michigan means becoming part of a supportive community focused on helping you achieve your financial goals!

At West Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation to support your needs and provide peace of mind. With a net worth of $50,341,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,731,735 in share certificates and $57,500,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,173,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $959 in used auto loans and $118,818,619 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $2,835,059, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,054,063. Total Share and Deposit Accounts: 37,611, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Michigan is your trusted partner. Visit us at 201 36Th St Se Grand Rapids Mi 49548 or call (616) 241-2516 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.