WEST MICHIGAN CREDIT UNION

At West Michigan, we believe that banking should be a personal experience tailored to meet your unique needs. Located at 215 Bell Ave, Cadillac, MI 49601, our branch has been proudly serving the community since 1956. With a commitment to fostering financial wellness, we have grown to support over 18,000 members, offering services that empower individuals and businesses alike. In our pursuit of excellence, we've built a strong foundation reflected in our impressive financial standing. With total assets amounting to $251,293,934 and total deposits reaching $20,609,917, we are dedicated to ensuring that your money is safe and working hard for you. Our member-focused approach means we're not just about numbers; we're about building relationships and supporting our community. Our CEO, William Keim, along with Board President Brent Nevins, leads a dedicated team of 67 employees who are ready to assist you with all your banking needs. Whether you're looking for personal loans, auto financing, or business services, we're here to help you navigate your financial journey with confidence. While members can visit us at our Cadillac location for friendly service and expert advice, official correspondence should be sent to our mailing address: 1720 Michigan St NE, Grand Rapids, MI 49503. We invite you to explore what makes West Michigan special by visiting our website at westmichigancu.com or giving us a call at 231-775-0145. Let us partner with you on your path to financial success!

At West Michigan, we believe that everyone deserves a supportive financial community to help them thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Wexford County or any of the surrounding areas, you're likely eligible to join us. We pride ourselves on being inclusive and making banking personal. Our members enjoy benefits like lower loan rates, higher savings yields, and personalized service that puts your needs first. To learn more about our eligibility criteria and see if you can become part of our family, visit us at https://westmichigancu.com/become-a-member/ . If you're ready to open an account or have questions, feel free to reach out to us at (231) 775-0145. We can't wait to welcome you to West Michigan, located at 215 Bell Ave Cadillac Mi 49601, where your financial goals are our priority!

At West Michigan, we understand that banking should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, allowing you to manage your finances anytime, anywhere. Our online banking platform is user-friendly and available 24/7 at https://westmichigancu.com/ . Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. You can also enjoy the convenience of e-statements, giving you instant access to your account information without the clutter of paper statements. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer banking on-the-go, our mobile application is here to make your life easier. You can deposit checks, manage payments, and even make person-to-person transfers right from your smartphone. And if you're into mobile payments, rest assured that we support that too allowing you to pay quickly and securely without needing cash or cards. Security is our top priority. We use advanced measures to protect your personal information while you bank online or via our app. With features like multi-factor authentication and encrypted data transmission, you can feel confident knowing your accounts are safe. No matter where life takes you, West Michigan ensures that your banking experience remains accessible and efficient. Join us today in embracing the future of banking!

At West Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial for your peace of mind. With a net worth of $50,341,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of $2,001, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,731,735 in share certificates and $57,500,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,173,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $959 in used auto loans and $118,818,619 in total loans and leases. Our operational efficiency is reflected in our $2,835,059, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we have a total of 37,611 share accounts, showcasing the trust placed in us by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Michigan is your trusted partner. Visit us at 215 Bell Ave Cadillac Mi 49601 or call (231) 775-0145 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.