Branch History & Mission
Welcome to West Michigan, a cornerstone of the Grand Rapids community since it opened its doors in 1956. With a proud history of serving our members, we have grown from humble beginnings to a thriving credit union that now boasts a membership of over 18,000 individuals. Our journey reflects our commitment to providing reliable financial services while fostering strong community ties. Located at 1319 Front Ave NW, Grand Rapids, MI 49504, our branch is easily accessible and nestled close to local landmarks that embody the spirit of our vibrant city. Whether you're heading to nearby parks or bustling shopping districts, we are here to support your financial needs every step of the way. For official correspondence, please note that our mailing address is 1720 Michigan St NE, Grand Rapids, MI 49503. At West Michigan, our mission is simple yet powerful: to empower our members by offering personalized financial solutions while actively contributing to the growth and well-being of our community. We believe in putting people before profits and strive to provide services that enhance the lives of those we serve. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards our offerings are designed with you in mind. Over the years, we have also embraced technology to better serve our members. With features like online banking and mobile payments, managing your finances has never been easier or more convenient. We ensure accessibility for all by maintaining ADA compliance and enhancing customer experiences through continuous improvements. Our dedication extends beyond just banking; we pride ourselves on being active partners in community outreach efforts. We work closely with local organizations and initiatives aimed at uplifting those around us, demonstrating that together we can achieve more. With total assets reaching an impressive $251,293,934, we are well-equipped to provide stability and growth for our members' financial journeys. Our operating hours are designed to accommodate your busy lifestyle: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM, with drive-thru services available during these times as well. Join us at West Michigan where we believe in making a difference not just in finance but in life itself. Experience firsthand the benefits of being part of a community-focused credit union dedicated to your success. Give us a call at 616-451-4567 or visit us today!
Financial Strength
At West Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $50,341,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,731,735 in share certificates and $57,500,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,173,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $959 in used auto loans and $118,818,619 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $1,179,116, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,054,063. Total Share and Deposit Accounts: 37,611, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Michigan is your trusted partner. Visit us at 1319 Front Ave Nw Grand Rapids Mi 49504 or call (616) 451-4567 to learn more about how we can help you achieve your financial goals.
