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The table below shows personal loan rates published by institutions with branches in Alma, MI 48801. Graco Credit Union, Gratiot Community Credit Union, and Michigan One Community Credit Union each have branches in Alma, Gratiot County, and appear in this local lender list.
Most personal loans use a fixed interest rate, which stays the same throughout the loan term. Variable rates can change based on market conditions but are less common. Fixed rates provide predictable payments, which is why they are the standard choice for personal loans in Alma, MI 48801.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a slightly higher APR of 12.71% , up from 12.46% seven days ago and also higher than the rates from 30, 60, and 90 days ago. Community Choice has a Signature loan with an APR of 11.24% and a Line of credit at 14.4% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These steady rates provide clear information for members considering personal loans.
Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods. Pfcu's unsecured loans with an APR of 11.55% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Financial Plus Personal loan has an APR of 11.74% today, unchanged from it was 7, 30, and 60 days ago. The rate has remained steady over the past two months.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.
Dort Financial's Signature loans and Unsecured loans with an APR of 11.99% for both products. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The consistent APR applies across all terms for these personal loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.