We invite you to come visit us soon! If you have any questions or need assistance before stopping by, feel free to give us a call at 989-463-1247. At Graco Credit Union, we're excited to serve you!
Our doors are open during welcoming hours: Monday, Tuesday, and Thursday from 9:00 AM to 5:30 PM; Wednesday from 10:00 AM to 5:30 PM; Friday from 9:00 AM to 7:00 PM (with drive-thru service available from 5:30 PM to 7:00 PM); and Saturday from 9:00 AM to 12 PM (drive-thru only). This flexibility ensures that you can find a time that works best for you!
At Graco, we pride ourselves on offering a wide range of services tailored for everyone. You can take advantage of personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're a business owner, our merchant services and business loans can help support your ventures. Plus, with online and mobile banking options available, managing your finances has never been easier!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Imagine the ease of processing payments quickly and securely while focusing on what you do best running your business. Our merchant services empower local enterprises by offering convenient payment solutions tailored to fit their needs. Whether it's accepting card payments or managing transactions effortlessly, we provide the tools that help businesses thrive. Located at 835 W Warwick Dr Alma Mi 48801 in Alma, MI, we invite you to discover how Graco can be your partner in success. Reach out today at (989) 463-1247 to learn more about our offerings!
If you're a business owner, our business banking services include merchant services and business loans that can help streamline your operations and support growth. We are committed to helping local businesses thrive by providing the financial tools necessary for success.
We know rewards matter! That's why we offer credit cards with rewards, allowing you to earn points on everyday purchases. Picture this: every time you swipe your card, you're getting closer to that dream vacation or special gift.
In today's fast-paced world, having access to your finances anytime is crucial. Our robust online and mobile banking options allow you to manage your accounts from anywhere at any time. Whether it's paying bills, transferring funds, or checking your balance on the go, we've made it easier than ever for our members.
For those quick transactions, utilize our basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATM services ensure that accessing cash is always just a few steps away. At Graco, we pride ourselves on being more than just a credit union; we are your financial partner dedicated to supporting you in achieving your goals. If you're ready to experience hassle-free banking with exceptional service, don't hesitate to reach out! Call us at (989) 463-1247 or visit us today at 835 W Warwick Dr Alma Mi 48801 in Alma, MI. Let us help you take the next step towards financial success!
Need a new vehicle? Our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. We provide competitive rates so you can focus on what truly matters enjoying your ride. If you're considering buying a home, explore our mortgage loans and refinancing services designed to fit various budgets and lifestyles. For those unexpected moments or consolidating debt, our personal loans can give you the financial relief you need.
Whether you're opening your first checking account or looking for a high-yield savings option, our personal banking services have got you covered. We offer various checking and savings accounts that can help you manage your daily expenses and save for future goals. Imagine effortlessly tracking your spending through our user-friendly online banking platform while enjoying the convenience of ATM access for quick cash withdrawals whenever you need it.
Our online banking service includes electronic signature authorization, allowing you to sign documents securely and efficiently. Plus, with e-statements available, you can view your account statements digitally helping you save time and paper. For those who prefer mobile banking, our user-friendly mobile application brings all these features right to your fingertips. You can make person-to-person transfers effortlessly, ensuring that sharing funds with friends or family is quick and straightforward. While our mobile payments feature isn't available yet, we are continuously working to enhance our services for our members.
We prioritize your security with advanced measures in place to protect your personal information. Navigating our online platform is designed to be intuitive so that you can complete transactions confidently and without confusion. Whether you're checking your balance before a shopping trip or managing bills while traveling, Graco's digital banking services empower you with real-time account management. Experience the convenience of modern banking tailored just for you!
With $3,104,442 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we offer $1,029 in used auto loans and $17,706,243 in total loans and leases, helping support your financial goals across various sectors.
The trust placed in us by our members is evident with a total of 6,683 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Graco is your trusted partner. Visit us at 835 W Warwick Dr Alma Mi 48801 or call (989) 463-1247 to learn more about how we can help you achieve your financial goals.
Your savings are secured through $1,025,261 in share certificates and $3,943,330 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $41,550 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $3,104,442, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,972,878 in used vehicle loans and $1,576,945 in new vehicle loans already helping members get on the road. We make financing easy and affordable so you can drive away with confidence.
If you're looking for extra flexibility, consider our total credit lines totaling $1,500,000. These lines of credit can be an excellent way to handle unexpected expenses or larger purchases without the stress of high-interest rates. Additionally, if you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. For any questions or further assistance regarding our loan offerings or services available at our branch located at 835 W Warwick Dr Alma Mi 48801, feel free to call us at 989-463-1247. We're here to help you navigate your financial journey and find solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,622,702, make buying or refinancing simple. We aim to guide you through every step of the process and ensure you find the right fit for your budget.
We also offer flexible terms on unsecured credit card loans, with a total of $113,736 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and various rewards options to suit your lifestyle.
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