MICHIGAN ONE COMMUNITY CREDIT UNION - Alma, MI

Welcome to Michigan One Community, your trusted financial partner located at 7558 N Alger Rd, Alma, MI 48801. Established in 1954, we have proudly served our community for decades, fostering a sense of trust and reliability among our members. With a total membership of 18,968, we are dedicated to providing personalized financial services that meet the unique needs of each individual. At Michigan One Community, we believe that banking should be accessible and straightforward. Our assets total an impressive $221,270,501, ensuring we have the resources to support our members' goals whether that's purchasing a new car or planning for a dream home. Our commitment to you is demonstrated by our robust loan portfolio, which currently includes 9,630 loans and leases valued at $19,641,974 in deposits. While members can visit us at our branch location, official correspondence should be sent to the same address: 7558 N Alger Rd, Alma, MI 48801. We invite you to take advantage of our comprehensive range of services from personal checking accounts and auto loans to mortgage financing and business banking solutions. Our leadership team is dedicated to your financial success. Under the guidance of CEO Hailie Patterson and Board President Michael Walczak, our team of 54 employees works tirelessly to ensure that every member receives exceptional service tailored just for them. We understand that financial decisions can be daunting, but with Michigan One Community by your side, you're never alone. Whether you have questions about your account or need assistance with a loan application, we're just a phone call away at (989) 462-0474. Join us today at Michigan One Community and discover how we can help you achieve your financial dreams! Visit us online at www.m1ccu.org or stop by our branch we're here for you!

At Michigan One Community, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us, you'll be happy to know that eligibility is straightforward and welcoming. We serve individuals who live, work, worship, or attend school in our community. Whether you're just starting out or looking for a financial partner as you grow, we're here for you. Becoming a member opens the door to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to valuable financial resources. If you're ready to take the next step towards membership at Michigan One Community, it's easy! You can find more details about eligibility by visiting our website at . Our team is also available to assist you if you have any questions feel free to call us at (989) 462-0474. Once you're ready to open your account, check out the simple process outlined here: https://www.financial-net.com/m1ccu/lending . We're excited to welcome you into our community at 7558 N Alger Rd Alma Mi 48801!

At Michigan One Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance, which is why we are proud to share our financial strength with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $20,782,652, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,833,733 in share certificates and $30,843,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,740,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $47,715 in used auto loans and $171,210,591 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident as reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 34,180, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan One Community is your trusted partner. Visit us at 7558 N Alger Rd Alma Mi 48801 or call 989-462-0474 to learn more about how we can help you achieve your financial goals.