Welcome to michigan-one-community, where our commitment to serving the community has been unwavering since our establishment in 1954. Based in the heart of Ionia, MI, we are dedicated to empowering our members through financial services that prioritize trust and accessibility. Under the leadership of CEO Hailie Patterson and Board President Michael Walczak, we strive to provide innovative solutions that cater to the diverse needs of our members, including military personnel and their families.

At michigan-one-community, your financial security is paramount. We are proud to be federally insured by the NCUA since 8/8/1974 0:00, ensuring that your deposits are protected. Our modern banking tools, such as online banking, a mobile application for on-the-go access, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, reflect our dedication to convenience and efficiency. With a focus on personalized service and community engagement, we invite you to explore how we can support your financial journey. For more information, please visit our website at https://www.m1ccu.org/ or reach out via fax at (616) 527-4211.

At Michigan One Community, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgage refinancing, or credit cards that offer rewards, we have you covered. Our business banking options include merchant services and business loans, making it easy for small businesses to thrive in a competitive landscape. With a focus on convenience, we also provide ATM and cash withdrawal services, basic drive-thru banking for quick transactions, and various online and mobile banking features.

Digital access is at the forefront of our service offerings. Our online banking platform allows you to manage your finances seamlessly from the comfort of your home, while our mobile application ensures that your banking is always just a tap away. Tools like person-to-person transfers and mobile payments make everyday transactions effortless, allowing you to handle your finances on-the-go. We also offer e-statements and e-signature capabilities to simplify your banking experience further. These services empower our members to manage their finances effectively as they plan for life milestones or work towards growing their small businesses.

Joining Michigan One Community is an accessible option for many individuals; you can find more details about membership qualifications at . For those considering loans or looking to compare rates, we recommend visiting https://www.lendmesh.com/loans/mortgage_loans for helpful insights. If you need personalized support or have questions about any of our services, feel free to reach out via fax at (616) 527-4211. We're here to help you navigate your financial journey with confidence and ease.

Michigan One Community stands as a beacon of trust and reliability in the financial landscape, proudly serving a total membership of 18,968. Established in 1954, this credit union has built a solid foundation over the years, currently holding total assets amounting to 221,270,501. The commitment to sound financial management is evident with a net worth of 20,782,652, demonstrating a strong cushion against market fluctuations and ensuring member security.

The credit union's financial health is further underscored by its impressive net worth ratio of 939, which reflects its ability to maintain stability while providing valuable services to its members. With total deposits reaching 19,641,974, Michigan One Community fosters an environment where members feel confident entrusting their funds, knowing that they are backed by a reputable institution.

In terms of lending capabilities, Michigan One Community has facilitated a significant number of loans and leases, totaling 9,630. This includes an impressive auto loan volume of 9,430 and commercial loans totaling 51, showcasing the credit union’s dedication to supporting both individual and business financial needs. Notably, the absence of any borrowings underscores their prudent management practices and commitment to fiscal responsibility.

With a workforce of 54 dedicated employees, Michigan One Community is not just about numbers; it's about people. Each team member is committed to delivering exceptional service tailored to the unique needs of every member. This personal touch, combined with transparent operations and community engagement, solidifies Michigan One Community as a trusted partner in financial well-being.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking for competitive loan options that suit their personal or business needs, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your requirements.