Michigan One Community Credit Union Greenville MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Michigan One Community, where we believe in building a brighter financial future for our members right here in Greenville, MI. Located at 10776 W Carson City Rd, our branch has been serving the community since 1954. With a strong commitment to our members, we proudly support over 18,968 individuals and families, offering them personalized financial solutions and a friendly atmosphere that feels like home. At Michigan One Community, we understand that trust is earned. That's why we focus on transparency and accessibility in all our services. With total assets of $221,270,501 and deposits reaching $19,641,974, we provide a solid foundation for your banking needs. Whether you're looking for auto loans, mortgages, or personal banking options, our dedicated team is here to guide you every step of the way. Our leadership team is spearheaded by CEO Hailie Patterson and Board President Michael Walczak, who are both passionate about fostering community connections and enhancing member experiences. With a workforce of 54 employees, we are always ready to assist you with expert advice and tailored solutions. While members can visit us at our branch location for friendly service, official correspondence should be sent to the same address: 10776 W Carson City Rd, Greenville, MI 48838. You can reach us easily at (616) 225-2200 during our operating hours from 9:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. Join us today at Michigan One Community! Visit our website at M1CCU.org or call us to learn more about how we can help you achieve your financial goals. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Michigan One Community, a credit union rooted in the heart of Greenville, MI. Since our founding in 1954, we have been dedicated to serving our members and fostering a strong sense of community. Over the years, we've grown from a small financial cooperative into a thriving institution with over 18,900 members and total assets exceeding $221 million. Located at 10776 W Carson City Rd, our branch is conveniently situated near local landmarks that make us easily accessible for all your financial needs. Our vibrant community has always inspired us to innovate and improve our services. We pride ourselves on being more than just a financial institution; we are your neighbors, friends, and partners in building a better future. Our mission at Michigan One Community is simple yet profound: to provide exceptional financial services while making a positive impact in the lives of our members and the communities we serve. We offer a range of products including personal banking options, auto loans, mortgages, and business banking services all tailored to meet the diverse needs of our members. While members can visit us at 10776 W Carson City Rd, official correspondence should be sent to the same address as our mailing address. Our commitment extends beyond traditional banking; we embrace digital advancements that ensure accessibility for everyone. From online banking to mobile payments and e-statements, we strive to provide user-friendly solutions that fit modern lifestyles. At Michigan One Community, we recognize the importance of community outreach. Through partnerships with local organizations and initiatives aimed at supporting those in need, we actively contribute to making Greenville a better place for everyone. We invite you to experience the difference at Michigan One Community. Whether you're looking for reliable banking solutions or seeking ways to get involved in your community, we're here for you every step of the way. Join us today and become part of a credit union that truly cares about its members! For any inquiries, feel free to reach us at 616-225-2200 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Together, let's build a brighter future!

Branch Location & Accessibility

A Range of Services Just for You

At Michigan One Community, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything under one roof. Need quick cash? Use our ATM available on-site or take advantage of our drive-thru service for quick deposits and withdrawals. While members can visit us at 10776 W Carson City Rd, official correspondence should be sent to the same address since it doubles as our mailing address.

Banking Hours That Fit Your Schedule

We understand that life can get busy. That's why our lobby hours are set from 9:00 AM to 5:00 PM on weekdays, ensuring you have ample time to manage your banking needs. If you need to swing by on Saturday, our drive-thru services are open from 9:00 AM to noon. We're here when you need us!

Connect with Us Today!

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 616-225-2200 or stop by during our operating hours. We'd love to help you achieve your financial goals while making every visit a pleasant experience. Come see us soon at Michigan One Community!

Easy Access for Everyone

Finding us is simple! Whether you're coming from downtown Greenville or the surrounding areas, our branch is easily reachable. Parking is available right outside, making it hassle-free to visit us. Plus, we've made sure our facilities are accessible for everyone, including ADA-compliant ramps and features designed for your convenience.

Member Eligibility

At Michigan One Community, we believe that everyone deserves a chance to be part of a welcoming and supportive financial family. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our community. Whether you're looking for personal banking solutions, loans, or just want to take advantage of our rewarding services, we're here for you. To learn more about the eligibility requirements, feel free to check out our detailed information at . Opening an account is an easy process that can set you on the path to better financial health. With just a few steps, you'll gain access to all the benefits our members enjoy at Michigan One Community. If you have any questions or need assistance, don't hesitate to reach out to us at (616) 225-2200. We can't wait to welcome you into our community at 10776 W Carson City Rd Greenville Mi 48838!

Business Banking & Commercial Services

At Michigan One Community, we understand that running a business is no small feat. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $277,509, we continue to drive economic growth by financing new and expanding businesses. Our merchant services are designed to simplify transactions for your business. Imagine a busy Saturday where customers are lining up. With our point-of-sale systems, you can process payments quickly, keeping your customers happy and your lines moving. Located at 10776 W Carson City Rd Greenville Mi 48838 in Greenville, MI, we're here to partner with you on your journey to success. Whether it's securing a loan or managing daily transactions, we have the tools and expertise you need. Reach out at (616) 225-2200 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Services

For those running their own businesses, we have tailored solutions just for you! Our business banking services include essential tools like merchant services and business loans, enabling you to focus on growth without worrying about finances.

Credit Options

We understand that having the right credit card can make all the difference in how you manage expenses. That's why we offer credit cards with rewards, allowing you to earn points on purchases you already make. Whether it's cash back or travel rewards, these cards are geared towards maximizing your spending potential.

Digital Banking Convenience

Embracing technology means we also provide robust online and mobile banking features. With these tools, managing your accounts is as easy as tapping on your smartphone or clicking from your laptop. From checking balances to making transfers or paying bills everything is at your fingertips. Plus, our ATM and cash withdrawal services ensure that accessing your funds is never a hassle.

Easy Access Services

For quick transactions, take advantage of our drive-thru banking where you can complete deposits and withdrawals without leaving your vehicle. Our basic ATM access allows for convenient withdrawals and balance checks anytime you need them. At Michigan One Community, our goal is to create an inclusive financial environment where members feel valued and supported. Whether you're visiting us at our branch in Greenville or using our online services from home, we are committed to providing exceptional service every time. Ready to explore how we can assist you further? Give us a call at 616-225-2200 or visit us online at www.M1ccu.org today!

Personal Banking

Our personal banking services are designed to simplify your financial life. We offer checking and savings accounts that make it easy for you to manage your money. Picture this: You're saving for a family vacation. With our savings account, you can watch your funds grow while earning interest. Our auto loans and vehicle financing options mean getting behind the wheel of your dream car is just a signature away. Need help with larger purchases? Our mortgage loans and refinancing services ensure that owning a home is within reach, while our personal loans and debt consolidation options provide flexible ways to consolidate existing debts into one manageable payment.

Digital & Online Banking

Key Services Available

With just a few clicks at https://www.m1ccu.org/ , you can access our robust online banking system. Whether you're checking your account balance or transferring funds, our 24/7 online banking services ensure you have complete control over your money around the clock. If you're looking for quick and easy transactions, our person-to-person transfer feature allows you to send money to friends and family with just an email or phone number. And for those who prefer mobile convenience, our mobile application is readily available, making it simple to bank on the go.

Security and Convenience

We prioritize your security with electronic signature authorization, so you can sign documents digitally without hassle. Plus, with e-statements available, you can review your financial statements securely online instead of waiting for them in the mail helping you stay organized while being eco-friendly. Our mobile payments feature lets you shop or pay bills right from your phone, giving you flexibility in how you manage expenses. All these features are designed to make banking not only secure but also straightforward and accessible. In short, Michigan One Community is committed to providing a comprehensive online banking experience that fits into your busy lifestyle. Explore all that we have to offer today!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 34,180, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan One Community is your trusted partner. Visit us at 10776 W Carson City Rd Greenville Mi 48838 or call (616) 225-2200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $20,740,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,715 in used auto loans and $171,210,591 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 14 part-time employees ready to assist you with knowledgeable service.

Member Savings Security

Members' savings are secured through $65,833,733 in share certificates and $30,843,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $20,782,652, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,509,269 in used vehicle loans and $5,719,802 in new vehicle loans already helping members get on the road. We provide financing options that are easy to understand and manageable for your budget.

Credit Lines

If you're looking for more flexibility in your borrowing options, consider our total credit lines available at $50,000,000. This allows you access to funds when you need them while only paying interest on what you use. For business owners, our outstanding commercial loans totaling $277,509 provide the capital needed to grow and expand your ventures. We encourage you to explore refinancing options if you're considering lowering your monthly payments or consolidating debt into one manageable loan. Our dedicated staff is ready to assist you with eligibility checks and guide you through the application process. For any questions regarding our loan products or how we can help you achieve your financial goals, please contact us at 616-225-2200 or visit us at our branch located at 10776 W Carson City Rd Greenville Mi 48838. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and take a step towards a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,387,139, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,640,562 in loans helping members manage their finances effectively. These cards can be useful for everyday purchases or unexpected expenses without tying up your savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to make your search for the right loan as straightforward as possible. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from reputable institutions guarantees fair and transparent offers for users seeking loans. One of the standout features of LendMesh is its use of verified data. All loan offers come from legitimate financial institutions, which means users can trust the information they receive. Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed choices. With real-time rate comparisons, LendMesh gives you access to up-to-date loan rates from multiple institutions. This feature helps you spot the best deals quickly and efficiently. Thousands of users have benefited from using LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MICHIGAN ONE COMMUNITY CREDIT UNION