MICHIGAN ONE COMMUNITY CREDIT UNION

Welcome to Michigan One Community, your trusted financial partner located at 3081 Commerce Ln, Ionia, MI 48846. Since our establishment in 1954, we've been dedicated to empowering our members with the tools and resources they need for financial success. With a thriving community of 18,968 members, we pride ourselves on offering personalized services that cater to your unique financial needs. At Michigan One Community, we understand that every financial decision matters. That's why we manage a robust portfolio of assets totaling over $221 million, which includes more than $19 million in deposits and a net worth of $20.78 million. Our commitment to responsible lending is demonstrated through our diverse range of loans, which currently stands at 9,630, ensuring that you have access to the funding you need whether it's for a new vehicle, home financing, or personal expenses. Our team of dedicated professionals is led by CEO Hailie Patterson and Board President Michael Walczak, both committed to fostering a welcoming environment where you feel valued and understood. With a staff of 54 employees, we're here to provide exceptional service, whether you're visiting us in person or connecting with us online. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 510 S Dexter St, Ionia, MI 48846. We invite you to explore all the services we offer from personal banking and auto loans to business banking solutions designed specifically with you in mind. Ready to take the next step towards achieving your financial goals? Give us a call at 616-527-3900 or visit our website at Michigan One Community today! Let's work together to build a brighter financial future for you and your family.

Welcome to Michigan One Community, a branch deeply rooted in the heart of Ionia, MI. Since our doors first opened in 1954 at 3081 Commerce Ln, we have been dedicated to serving our members with care and commitment. Over the years, we've grown from a small community credit union into a trusted financial partner for nearly 19,000 members. As we reflect on our journey, it's clear that our history is not just about numbers; it's about people. We've built strong relationships through personalized service and a shared mission to enhance the financial well-being of our community. With total assets exceeding $221 million, we continue to provide a range of services that empower individuals and businesses alike. Whether you're looking for personal banking options like checking accounts or loans, or business solutions such as merchant services, we strive to meet your needs with integrity and support. At Michigan One Community, our mission is straightforward: to offer accessible financial services while fostering community growth and support. We understand that financial health is essential to overall well-being, and we're here to help you achieve your goals. Our commitment extends beyond banking; we actively participate in local initiatives and outreach programs designed to uplift those around us. While members can visit us at 3081 Commerce Ln Ionia Mi 48846, official correspondence should be sent to 510 S Dexter St, Ionia, MI 48846. We're proud to offer convenient operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to 12 PM on Saturdays for drive-thru services, ensuring that we're available when you need us most. With ATM availability and drive-thru banking, accessing your funds has never been easier. Our focus on digital advancements means you can manage your finances online or through our mobile app seamlessly. We invite you to join Michigan One Community where your financial aspirations are supported by a team that truly cares about you and your future. Experience the difference of being part of a credit union dedicated not only to your financial success but also to the betterment of our entire community. Reach out today at (616) 527-3900 or visit us at our website to learn more about how we can help you thrive!

Welcome to Michigan One Community's South Ionia Office, conveniently located at 3081 Commerce Ln in the heart of Ionia, MI. Our branch is easy to find, nestled near popular landmarks that make your visit even more pleasant. Whether you're stopping by for personal banking or to explore our various services, we are here to support your financial needs in a friendly and welcoming atmosphere. At Michigan One Community, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy a smooth banking experience. We also offer ample parking for our members, making it convenient for you to pop in and out without any hassle. Plus, if you prefer not to come inside, our drive-thru service is available for quick transactions like deposits and withdrawals. Our operating hours are designed with your schedule in mind. We're open from 9 AM to 5 PM on weekdays and have Saturday hours from 9 AM to 12 PM for those who need a little extra time during the week. You can always reach us at 616-527-3900 if you have questions or need assistance. While members can visit us at 3081 Commerce Ln, official correspondence should be sent to our mailing address at 510 S Dexter St, Ionia, MI 48846. We also provide ATM services for quick cash access anytime you need it. We invite you to stop by and discover how Michigan One Community can assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. Your financial well-being is our priority! Come visit us today; we look forward to serving you!

Becoming a member of Michigan One Community is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already eligible to join us! We welcome individuals from all walks of life, and our goal is to provide support tailored to your unique needs. With a membership at Michigan One Community, you'll gain access to a variety of services designed to help you thrive financially whether that's through savings accounts, auto loans, or personal banking services. Getting started is simple! You can easily open an account by visiting us at our branch located at 3081 Commerce Ln Ionia Mi 48846 or calling us at (616) 527-3900 for more information. For detailed eligibility criteria and the most up-to-date information, feel free to check out our website at . We're excited to have you join our community and take the first step towards better financial health with us!

At Michigan One Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong foundation, ensuring that your money is safe and well-managed. With a net worth of $20,782,652, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,833,733 in share certificates and $30,843,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,740,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $47,150,269 in used auto loans and a total of $171,210,591 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 40 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 34,180, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan One Community is your trusted partner. Visit us at 3081 Commerce Ln Ionia Mi 48846 or call 616-527-3900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.