MICHIGAN ONE COMMUNITY CREDIT UNION

Welcome to Michigan One Community, where we are dedicated to serving our members with trust and reliability since our establishment in 1954. Located at 122 E Main St, Carson City, MI 48811, our branch is not just a financial institution; it's a community hub where your financial goals take center stage. With a total membership of 18,968 and assets exceeding $221,270,501, we strive to provide personalized services that cater to your unique needs. At Michigan One Community, we believe in building strong relationships with our members. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage financing. Our commitment is reflected in our total deposits of $19,641,974 and net worth of $20,782,652, ensuring that your funds are safe and well-managed. Leadership is key to our success. Under the guidance of CEO Hailie Patterson and Board President Michael Walczak, we have assembled a team of 54 dedicated employees ready to assist you. Whether you need advice on personal loans or business banking solutions, we are here for you. We invite you to visit us at our Carson City location or reach out by phone at 989-584-3900. For official correspondence, feel free to use the same address as our branch. Experience the difference of being part of a credit union that truly cares about its members! For more information about our offerings, please visit us online at Michigan One Community. Let's work together to achieve your financial dreams!

At Michigan One Community, we believe in creating a welcoming space where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in our vibrant community. If you're interested in joining us at our branch located at 122 E Main St, Carson City, MI 48811, simply reach out to us at 989-584-3900 for assistance. For more detailed information about membership eligibility, please check out our website at Michigan One Community Eligibility. Joining Michigan One Community means gaining access to a wide array of financial services tailored to your needs, from checking and savings accounts to loans and credit cards with rewards. We pride ourselves on being more than just a financial institution; we are a supportive community that cares about your financial well-being. To start the account opening process, you can visit us online at Account Opening, where you'll find everything you need to get started on your journey with us. We can't wait to welcome you!

At Michigan One Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation of financial strength, which is why we're proud to share our robust performance metrics. With a net worth of $20,782,652, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,833,733 in share certificates and $30,843,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,740,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,715 in used auto loans and $171,210,591 in total loans and leases. Although our current net income is $0, it reflects our commitment to operational efficiency as we focus on long-term sustainability over immediate profits. We also take pride in having 40 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares stand at $0, but this allows us to redirect resources into member-focused initiatives rather than external borrowing. Total Share Accounts number at 34,180, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan One Community is your trusted partner. Visit us at 122 E Main St Carson City Mi 48811 or call 989-584-3900 to learn more about how we can help you achieve your financial goals.

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