Welcome to Gratiot Community Credit Union, a trusted financial partner since 1955, dedicated to empowering our members and serving the community with integrity and care. Under the leadership of CEO Katina Struble and Board President Sonia Gibson, we strive to provide accessible financial solutions tailored to meet the diverse needs of our members in Alma, MI. As a proud member of the NCUA, insured since July 8, 1974, we ensure that your savings are protected while you enjoy the benefits of competitive rates and personalized service.

At Gratiot Community Credit Union, we embrace modern banking technologies to enhance your experience. With features such as online banking, a user-friendly mobile app, person-to-person transfers, e-statements, and e-signature authorization, managing your finances has never been easier. While mobile payments may not be available at this time, our commitment to providing a member-first approach remains unwavering. Visit us online at https://www.gratiotcu.org/ or reach out via fax at 9894638324 for more information on how we can support your financial journey. Join us today and discover the difference that a community-focused credit union can make in your life.

At Gratiot Community, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members in Michigan. Whether you’re looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our offerings extend to credit cards with rewards and business banking services that include merchant services and business loans. With a commitment to enhancing your banking experience, we also provide convenient online banking options and a mobile application that allows you to manage your finances anytime, anywhere. Our user-friendly platform includes features like person-to-person transfers, e-statements, and e-signatures, ensuring you have all the tools necessary for effective financial management at your fingertips.

At Gratiot Community, we understand that life is filled with milestones that require careful planning and financial support. That’s why our services are tailored not only to help you navigate everyday banking but also to assist in achieving your long-term goals, whether it's buying a home, purchasing a vehicle, or growing your small business. Accessing membership is straightforward; you can check eligibility through http://www.gratiotcu.org/membership/eligibility/ . If you're considering financing options, take advantage of resources available at https://www.lendmesh.com/loans/personal_loans to compare loans and rates that suit your needs best. For personalized assistance, feel free to reach out via fax at (989) 463-8324—we're here to help guide you every step of the way on your financial journey.

Gratiot Community Credit Union stands as a beacon of trust and reliability in the financial landscape, firmly rooted in the heart of Michigan since 1955. With a strong total membership of 6,713, our commitment to serving our community is evident. We take pride in managing total assets amounting to 53,660,390, which reflects our stability and capability to support our members' financial journeys. Our net worth of 4,349,872 showcases our robust financial health, ensuring that we are well-positioned to meet the diverse needs of our members.

In the past year alone, Gratiot Community Credit Union has achieved a net income of 130,009, demonstrating our effective management and operational efficiency. Our members have entrusted us with total deposits of 4,009,706, an affirmation of their confidence in our services. With a total loans and leases portfolio comprising 4,439, we are dedicated to providing personalized lending solutions that empower our members to realize their dreams, whether it's purchasing a new vehicle or consolidating debt.

Our workforce, consisting of 21 employees, is committed to delivering exceptional service, making every interaction meaningful. The impressive net worth ratio of 810 further underscores our financial soundness, allowing us to offer competitive products while maintaining transparency and accountability. Notably, with a credit card loan volume reaching 1,186 and auto loan volume standing at 3,406, we continue to provide tailored options that cater directly to the preferences and needs of our valued members.

While we do not engage in commercial loans or borrowings, this strategic focus allows us to prioritize member-centric services without compromising on quality or security. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking for flexible financing solutions, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.