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The table below shows personal loan rates published by institutions with branches in Alma, MI 48801. Graco Credit Union, Gratiot Community Credit Union, and Michigan One Community Credit Union each have branches in Alma, Gratiot County, and appear in this local lender list.
Most personal loans use a fixed interest rate, which stays the same throughout the loan term. Variable rates can change based on market conditions but are less common. Fixed rates provide predictable payments, which is why they are the standard choice for personal loans in Alma, MI 48801.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Consumers has a personal loan (unsecured) with an APR of 8.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafcu has a Debt consolidation loan and a Your life. your loan. product, both with an APR of 8.99% . These rates have stayed the same over the past 7, 30, 60, and 90 days. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.
Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Christian Financial has a Debt shed loan with an APR of 9.49% , which has stayed the same over the past 7 and 30 days. Their Personal loan has a 10.49% APR, also unchanged from one week and one month ago. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 7 and 90 days ago. There is no change in the rate compared to these past periods.
Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. Community Financial's personal and debt consolidation loans have an APR of 9.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames. The University Of Michigan's Technology loan has an APR of 4.99% , which is unchanged from 7, 30, 60, and 90 days ago. Its Build my credit loan rate is 9.9% , also steady over the same periods. Both loans maintain consistent rates without recent changes.
Frankenmuth has a Be happy personal loan with an APR of 9.92% , which has stayed the same over the past 7 and 30 days. The Personal signature loan has a slightly lower APR of 9.91% , also unchanged from one week and one month ago.