Montgomery County includes two institutions with branches in Clayton, OH 45315: Code Credit Union and Wright-patt Credit Union, Inc. Both appear in the lender directory below, which lists the full set of personal loans in Clayton, OH 45315 offered by local providers. No other lenders with branches in Clayton are included.
Most personal loans do not have a prepayment penalty. This means paying off the loan early or making extra payments reduces the total interest charged. Overpaying is a cost-effective way to lower the overall expense of a personal loan without added fees.
Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital's Traditional signature loans have a fixed APR of 11.99% today. There's no change in the rate compared to 7 or 30 days ago. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
Three Rivers's unsecured term loans with an APR of 11.99% and unsecured lines of credit at 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both products maintain steady rates over the past three months. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Telhio's personal loan rate is 13.04% today, which is higher than 7 days ago when it was 12% . The rate has increased compared to 30, 60, and 90 days ago, all at 9.49% .
Atomic's Signature personal loan has a 13.21% APR today, unchanged from it was 7 and 30 days ago but higher than the 11.49% rate from 60 and 90 days ago. This rate applies regardless of term.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| WRIGHT-PATT CREDIT UNION, INC. CREDIT UNION | 950 UNION RD ENGLEWOOD OH 45315 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $8,816,874,903 Deposits: $570,995,952 Net Worth: $959,289,927 Employees: 1394 Members: 520,736 |
| CODE CREDIT UNION | 4916 NATIONAL RD CLAYTON OH 45315 | ATM P2P E-Statements E-Signature | Assets: $162,169,333 Deposits: $8,876,458 Net Worth: $19,572,989 Employees: 27 Members: 12,673 |
The table above extends beyond a single page and can be reordered by different columns, meaning the first row you see on your screen may not be the option that fits your situation most closely. Adjusting the order of the rows allows you to explore the listings in a way that better matches your priorities or circumstances, rather than relying on the initial arrangement.
LendMesh offers rate alerts that include a weekly newsletter summarising recent rate changes. The alerts are free but require a LendMesh account to set up. You choose the loan types you want to monitor and set your own target rate; an alert is sent when a lender publishes a rate below that figure. The newsletter and alerts work together but have distinct purposes.