Wright-Patt Credit Union Englewood OH | Best Auto Loans & Checking

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 950 Union Rd, Englewood, OH 45315. Established in 1932, our credit union has grown alongside our community, proudly serving over 520,736 members with a commitment to providing exceptional financial services tailored to your needs. At Wright-patt, we believe in building strong relationships based on trust and transparency. With total assets of $8,816,874,903 and total deposits reaching $570,995,952, we are dedicated to ensuring the financial well-being of our members. Our leadership team is headed by CEO Timothy Mislansky and Board President Joseph Linsenmeyer, who both share a passion for fostering a supportive environment where every member feels valued. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our total loans and leases stand at 351,932, reflecting our commitment to helping you achieve your financial goals. Additionally, with over $101,272,237 in cash readily available, you can count on us to provide the liquidity needed for all your banking needs. While members can visit us at our branch location in Englewood, official correspondence should be sent to the same address: 950 Union Rd, Englewood, OH 45315. We invite you to explore how we can assist you in your financial journey. Feel free to reach out via phone at 800-762-0047, or visit our website at wpcu.coop for more information on our services. Join us as we continue to make a positive impact in the community while prioritizing your financial success!

Branch History & Mission

Community Commitment

Wright-patt Credit Union believes in giving back. Our partnerships with local organizations enhance our outreach efforts within Englewood and beyond. From educational workshops to community events, we strive to make a positive impact wherever we can. While members can visit us at 950 Union Rd for all their banking needs, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses. Join us today at Wright-patt Credit Union! Experience firsthand how we're not just about banking but building relationships that matter. Call us at 800-762-0047 or visit our website for more information on how you can become part of our family!

Our Mission

At Wright-patt Credit Union, our mission is simple yet profound: we aim to provide exceptional financial services while enhancing the quality of life for our members and the communities we serve. We believe that everyone deserves access to affordable financial solutions and the opportunity to achieve their goals whether that's buying a home, financing education, or starting a business. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your needs in mind. We also understand the importance of digital access; therefore, we provide online and mobile banking options to ensure you can manage your finances anytime, anywhere. Our branch operates from Monday to Friday between 9:00 AM and 6:00 PM and on Saturday from 9:00 AM to 1:00 PM. For those who prefer using our drive-thru service, it remains open until 2 PM on weekdays. Whether you visit us in person or use our ATM services available on-site, we are dedicated to making your banking experience as convenient as possible.

Branch Location & Accessibility

ATM Availability and Shared Services

For added convenience, we offer ATM access right at our branch. You can withdraw cash or check your balance anytime during our operating hours. Additionally, our shared service center allows members of partner credit unions to perform basic transactions such as deposits and withdrawals. We invite you to come by or give us a call at 800-762-0047 if you have any questions or need assistance. At Wright-Patt Credit Union, Inc., we're committed to providing exceptional service tailored just for you. We look forward to seeing you soon!

Convenient Access and Services

While members can visit us at 950 Union Rd for their banking needs, please note that official correspondence should be directed to the same address. Our branch is easily accessible, featuring parking options and ADA-compliant entrances for everyone's convenience. If you prefer drive-thru services, we've got you covered! Our drive-thru operates until 2 PM on Saturdays, allowing for quick and easy transactions without leaving your vehicle.

Operating Hours That Fit Your Schedule

We understand that life can get busy, so our lobby hours are designed to accommodate your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking services like checking and savings accounts or looking into auto loans and mortgages, our friendly staff is here to assist you.

Member Eligibility

Becoming a member of Wright-patt Credit Union, Inc. feels like joining a close-knit family that genuinely cares about your financial well-being. If you're wondering whether you qualify, the good news is that our membership is open to individuals who live, work, worship, or attend school in the areas we serve, as well as their family members. This means that if you're part of our community, you're already on your way to enjoying the benefits of membership! At Wright-patt Credit Union, Inc., we pride ourselves on providing personalized services tailored to your needs, from checking and savings accounts to auto loans and mortgages. To get started with your membership journey at Wright-patt Credit Union, Inc., simply visit us at 950 Union Rd Englewood Oh 45315 or give us a call at (800) 762-0047. You can also check out more detailed eligibility information at https://www.wpcu.coop/become-a-member. When you're ready to open an account, it's as easy as clicking on this link: https://app.loanspq.com/apply.aspx?lenderref=wpcu051619&list=xacbst. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At Wright-patt Credit Union, Inc., we understand that running a business comes with its unique challenges and opportunities. Our goal is to empower local entrepreneurs with the financial tools they need to thrive. Whether you're just starting out or looking to expand, our commercial loan options are designed to support your growth. Imagine this: You're a local café owner dreaming of opening a second location. With our member commercial loans totaling over $1,816, we've helped businesses like yours turn dreams into reality. We also extend our support to the wider community, providing $19 in non-member commercial loans, ensuring that even more businesses have access to flexible financing solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses. Additionally, we offer merchant services that simplify everyday transactions for your business. From card processing to online payment solutions, we help you focus on what matters most delighting your customers. Visit us at 950 Union Rd Englewood Oh 45315 in Englewood, OH or give us a call at (800) 762-0047 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans. Whether you're a startup or an established enterprise, we're committed to helping you thrive in today's competitive landscape.

Call to Action

Our team at Wright-patt Credit Union, Inc. is excited to support you in all your financial endeavors. For more information about any of our services or to get started with an account today, feel free to reach out at (800) 762-0047 or visit us online at Englewood. We look forward to serving you!

Credit Options

We understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation solutions to help you manage those financial surprises effectively. Additionally, our credit cards come with rewards programs, giving you more value for everyday purchases.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Our ATM services allow for quick cash withdrawals, balance checks, and more without having to visit a branch.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking offers quick deposits and withdrawals for simple transactions. We also participate in shared branch transactions, allowing members from partner credit unions to perform basic transactions like deposits and withdrawals at our location.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts to fit your lifestyle. Our accounts come with features that make managing your finances easy and efficient. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates that can help you drive away in the car of your dreams. If you're thinking about home ownership or refinancing your current mortgage, our mortgage loans are designed with flexible terms to assist you every step of the way.

Digital & Online Banking

At Wright-patt Credit Union, Inc., we understand that convenience and security are paramount when it comes to managing your finances. That's why our digital and online banking services are designed to fit your busy lifestyle, allowing you to access your accounts anytime, anywhere. With our comprehensive online banking platform, available at https://www.wpcu.coop/, you can take control of your finances from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer money between accounts, our 24/7 online banking services make it easy and hassle-free. Plus, for those moments when you need to send money quickly, our person-to-person transfer feature lets you send funds directly to friends or family with just a few taps. For added convenience, our mobile application is here to assist you in managing your accounts right from your smartphone. You can enjoy features like mobile payments, which allow you to make purchases using your device no wallet needed! And if you're looking for an eco-friendly option, you'll be pleased to know that e-statements are available, reducing paper waste while keeping you organized. Security is a top priority at Wright-patt Credit Union, Inc.. We offer electronic signature authorization for a safe and secure way to sign documents digitally. Rest assured that your information is protected as you navigate through our user-friendly platform. In a world where time is precious, we strive to provide accessible solutions that empower you to manage your money easily and effectively. Experience the freedom of banking on your terms with our digital offerings at Wright-patt Credit Union, Inc. where your financial well-being is always within reach!

Financial Strength

Commitment to Growth and Innovation

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; we have $112,428 in used auto loans and $6,476,381,636 in total loans and leases to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 1,173,411, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $95,066,914, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright-patt Credit Union, Inc. is your trusted partner. Visit us at 950 Union Rd Englewood Oh 45315 or call (800) 762-0047 to learn more about how we can help you achieve your financial goals.

Operational Excellence

Our $19,642,187 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have the flexibility to choose what best fits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand your business ventures. Whether you're starting a new project or managing operational costs, our business loan solutions are tailored to meet your specific needs. If you're considering refinancing any of your existing loans or want to learn about eligibility options, don't hesitate to reach out. Our dedicated team at Wright-patt Credit Union, Inc., located at 950 Union Rd Englewood Oh 45315, Englewood, OH, is here to guide you through the process. To discuss your loan options further or if you have any questions, please call us at (800) 762-0047. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product for your needs today!

Credit Lines

In addition to traditional loans, we provide credit lines totaling $1,389,320,539. These lines of credit allow you more control over your spending and help you cover unexpected expenses without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent tool for building credit while providing access to funds when you need them most.

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WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Englewood, OH

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