Personal Loans in Memphis, TN

Looking for the best low loans in Memphis, TN? Compare personal loan offers from trusted local lenders to find rates that suit your budget. Whether it’s for debt consolidation or a big purchase, we make it easy to explore your options.

Get fast approval and flexible terms tailored to your needs right here in Memphis. Our friendly approach helps you secure affordable financing without the hassle, so you can focus on what matters most.

Filters

Lender
APR
Term
Amount
Link
Info
ornlfcu
9.99 - 10.99 %
cafcu
9.99 - 13.99 %
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firstsouth
12 - 14.75 %
ascend
12.35 - 18 %
0.2 - 5 Yrs
y12fcu
12.49 - 14.49 %
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ornl has a Name personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days. The Name personal line of credit has a 10.99% APR and has also not changed in the last 7, 30, or 60 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

First South Financial has a Fresh start saver loan with an APR of 10% , unchanged from 30 and 60 days ago. The Personal/unsecured loan has a 14.75% APR, which has stayed steady over the past 7, 30, 60, and 90 days. Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
ORION FEDERAL CREDIT UNION
641 S WHITE STATION RD MEMPHIS TN 38117
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696

🏘️ All the Lenders Available in Shelby County, TN

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