Orion Credit Union Memphis TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Orion, your trusted financial partner located at 641 S White Station Rd, Memphis, TN 38117. Since our establishment in 1957, we have dedicated ourselves to serving our community with integrity and care. With over 67,000 members and a robust asset base of $1,226,443,284, we strive to provide personalized financial solutions that meet the diverse needs of our members. At Orion, we believe in creating a strong foundation for financial well-being. Our total deposits amount to an impressive $134,981,548, reflecting the trust and confidence our members place in us. We are proud to offer a variety of services including auto loans, personal loans, mortgage options, and credit cards with rewards. Our goal is to empower you on your financial journey while ensuring that you feel supported every step of the way. The heart of our operations lies in our dedicated team of 171 employees, led by CEO Daniel Weickenand and Board President Andre' Fowlkes. Together, they foster a culture of excellence and member-first service. With a net worth of $244,012,992 and cash reserves of $8,974,577, we maintain a solid financial footing that allows us to serve you better. While members can visit us at 641 S White Station Rd, official correspondence should be sent to the same address. Whether you're looking to open an account or inquire about our services, we're here for you! Feel free to reach out at 901-266-2964 or explore more on our website Orion FCU. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Welcome to Orion, a beacon of financial stability and community support in Memphis, TN. Established in 1957, our branch at 641 S White Station Rd has been dedicated to serving the needs of our members for over six decades. With a rich history rooted in local values and a commitment to excellence, we have grown alongside our community, now proudly boasting a membership of over 67,000. Orion's mission is straightforward yet profound: we strive to empower our members through accessible financial services while fostering a spirit of community. Our goal is not only to help individuals achieve their financial dreams but also to contribute positively to the neighborhoods we serve. We believe that when our members thrive, so does the entire community. Located conveniently at 641 S White Station Rd, near local landmarks and easily accessible for all residents, our branch serves as a hub for personal banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we are here to help. For any official correspondence, please note that our mailing address remains the same: 641 S White Station Rd, Memphis, TN 38117-4510. At Orion, we are proud of our growth and adaptability in an ever-changing financial landscape. Our total assets have reached an impressive $1.23 billion, reflecting our dedication to providing secure banking solutions. In addition to traditional services like personal loans and credit cards with rewards, we have embraced digital advancements. Members can enjoy online and mobile banking options that make managing finances easier than ever. We understand that accessibility is crucial for all our members. That's why we offer ATM services and drive-thru banking options at our branch location. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Community outreach is at the heart of what we do. Our partnerships with local organizations allow us to support various initiatives that uplift and empower residents across Memphis. By investing in local projects and programs, we ensure that the benefits of membership extend beyond financial transactions. Join us today at Orion! Experience firsthand how we can help you reach your financial goals while making a positive impact on the community around us. Whether you are opening an account or seeking advice on loans or savings strategies, we invite you to be part of something greater because at Orion, you're not just a member; you're family. For more information about membership and services available at our branch, visit us online at Orion FCU or give us a call at 901-266-2964.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 901-266-2964. We're here to help! Come visit us at Orion today and discover how we can support your financial journey.

Nearby Landmarks and Accessibility

Situated near popular local landmarks, our branch is easy to find and offers ample parking to ensure your visit is hassle-free. Our location is fully accessible, featuring ADA-compliant ramps and facilities to accommodate all our members. If you're coming from the bustling areas around Memphis, you'll appreciate how simple it is to reach us.

Operating Hours

We understand that life can be busy, which is why our operating hours are designed with convenience in mind. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. No matter when you need us, there's a good chance we'll be here ready to help.

Services Offered

At Orion, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy for you! Plus, with ATM availability right on-site, accessing your funds has never been more convenient. While members can visit us at 641 S White Station Rd for all their banking needs, please note that any official correspondence should be sent to the same address as well.

Member Eligibility

At Orion, we believe that everyone deserves a supportive community where they can thrive. Joining us as a member is easy and welcoming! If you live, work, or worship in the area or have a family member who is already a member, you're likely eligible to join our credit union. We're proud to offer a variety of benefits tailored just for you, including competitive rates on loans and savings accounts, personalized service, and access to financial education resources that can help you achieve your goals. To learn more about the specific eligibility requirements and how we can support your financial journey, check out our detailed guide at https://orionfcu.com/about-us/membership/ . Opening an account with us is straightforward! Simply visit us at our branch located at 641 S White Station Rd Memphis Tn 38117 or give us a call at (901) 266-2964 to get started. Our friendly team is here to guide you every step of the way. Whether you're looking for personal banking solutions or planning for the future, we are excited to welcome you to the Orion family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $331,899,844, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

When it comes to day-to-day operations, our merchant services simplify transactions, allowing you to focus on what really matters your customers. Imagine offering your clients easy payment options right at their fingertips. With reliable processing solutions, you can enhance customer experience and streamline your sales processes. Located conveniently at 641 S White Station Rd Memphis Tn 38117 in Memphis, TN, we invite you to explore how our business banking services can fuel your success. For more information or to speak with one of our dedicated team members, call us at (901) 266-2964 today!

Comprehensive List Of Services

Accessibility at Your Fingertips

At our branch, we also provide essential services like basic drive-thru banking for quick deposits and withdrawals, as well as ATM access for balance checks and cash withdrawals. We know that sometimes you just need to get in and out quickly! To learn more about how we can assist you with any of these services, feel free to reach out at (901) 266-2964 or visit us at 641 S White Station Rd Memphis Tn 38117 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Join us at Orion today! Let us help you achieve your financial goals with ease and confidence. Visit us online at White Station for more information on becoming a member or opening an account!

Business Banking Services

For entrepreneurs and business owners, we provide robust Business Banking services including Merchant Services & Business Loans. This means you can focus on growing your business while we handle your financial needs.

Digital Convenience

In today's fast-paced world, convenience is key. That's why Orion offers comprehensive online and mobile banking solutions. With features like ATM & Cash Withdrawal Services, mobile payments, and even person-to-person transfers, managing your money has never been easier. You can access your accounts anytime, anywhere whether you're at home or on the go.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's consolidating debt or covering an emergency expense, we offer flexible terms that work with your budget. And don't forget about our Credit Cards with Rewards! These cards are perfect for earning cash back on everyday purchases imagine the rewards piling up as you shop for groceries or fuel.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer a range of personal banking options. Our Checking & Savings Accounts provide a solid foundation for budgeting and saving. Imagine easily tracking your expenses or setting aside money for that special vacation all while enjoying competitive interest rates. Need a new car? Our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. Picture yourself driving away in your dream vehicle, knowing you've secured an affordable loan tailored just for you. If you're thinking about buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can help you navigate the process smoothly. We're here to guide you every step of the way, making homeownership more attainable.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds anytime you wish. Plus, with our mobile application, all these functions are just a tap away on your smartphone. You can even send money to friends or family using our person-to-person transfer feature no cash needed! Security is a top priority for us at Orion. We offer electronic signature authorization to help streamline processes while keeping your information safe. Additionally, our e-statements provide a paperless way to manage your finances without sacrificing security. And let's not forget about the mobile payments feature! With this handy tool, you can make purchases directly from your phone whether you're shopping at a store or paying for services online. We aim to ensure that all our members have quick and easy access to their accounts and financial tools. With real-time account management at your fingertips, you can stay on top of your finances effortlessly. For more information on how to take advantage of these features, visit us at https://orionfcu.com/ today!

Financial Strength

Dedicated Team

At Orion, our success relies on our dedicated team. We take pride in having 169 full-time employees and 2 part-time employees ready to assist you with their knowledge and commitment. Our team is always here to ensure you have a smooth banking experience. With a total of 204,256 share and deposit accounts, it's clear that many trust us with their finances. This growing member base illustrates the confidence others have placed in us and we aim to earn yours too! In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orion is your trusted partner. Visit us at 641 S White Station Rd Memphis Tn 38117 or call (901) 266-2964 to learn more about how we can help you achieve your financial goals!

Member-Centric Savings Solutions

Your savings are our priority. Members' funds are secured through $106,971,315 in share certificates and $242,814,250 in money market shares. These offerings provide stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we focus on our members first. With non-member deposits at $7,294,923, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $128,150,453 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to continuous improvement ensures that we adapt to the ever-changing financial landscape while keeping your interests at heart.

Strong Financial Health

With a net worth of $244,012,992, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you peace of mind knowing that your credit union is built on stability and strength. Our net worth ratio of $1,980 demonstrates a sound capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Supporting Your Financial Goals

We understand the importance of lending capacity for achieving your financial goals. With $7,267 in used auto loans and $994,738,042 in total loans and leases, we provide flexible options across various sectors tailored to support your aspirations. Our operational efficiency is reflected in our impressive $2,198,152, which enables us to keep offering competitive loan rates and solid financial products designed with you in mind.

Loan Offering

Additional Financing Options

For those looking for additional financing solutions, our total auto loans stand at $14,534, providing a solid foundation for your vehicle financing needs. If you're a business owner, our outstanding commercial loans totaling $331,899,844 provide the capital needed to grow and expand. If you're considering refinancing any existing loans, we can help evaluate your options to ensure you're getting the best possible terms. To learn more about our loan products or to get started on your application, contact us at (901) 266-2964 or visit us at our branch located at 641 S White Station Rd Memphis Tn 38117 in Memphis, TN. You can also explore eligibility requirements here and apply for a loan online here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,689,108 in used vehicle loans and $40,608,725 in new vehicle loans already helping members get on the road. We offer flexible financing options that make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,424,443, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,097,698 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can enhance your spending power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs.

ORION FEDERAL CREDIT UNION