Personal Loans in Oxford, AL

Looking for the top loan options in Oxford, AL? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for debt consolidation or a big purchase, you’re just a few clicks away from smart, affordable financing.

Our Oxford community banks and credit unions provide fast approvals and genuine support tailored to your needs. Get personalized service with hometown trust and make your financial plans a reality—right here in Oxford, Alabama.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
alabamacu
6.75 - 10.75 %
3 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
avadiancu
8.49 %
7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Avadian's home improvement loans have a 7.24% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Other personal loans and lines carry an 8.49% APR, which has stayed steady over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Oxford, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICA'S FIRST FEDERAL CREDIT UNION
31 COMMONS WAY OXFORD AL 36203
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,514,666,869
Deposits: $241,463,130
Net Worth: $284,700,495
Employees: 436
Members: 195,392
AOD FEDERAL CREDIT UNION
12 ELM ST OXFORD AL 36203
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $431,964,751
Deposits: $35,923,427
Net Worth: $64,691,339
Employees: 76
Members: 37,646
EMBLEM CREDIT UNION
2020 US HIGHWAY 78 E OXFORD AL 36203
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $562,613,333
Deposits: $56,219,540
Net Worth: $60,258,785
Employees: 96
Members: 30,573

🏘️ All the Lenders Available in Calhoun County, AL

✅NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION
✅ALATRUST CREDIT UNION
✅CHEM FAMILY CREDIT UNION
✅FORT MCCLELLAN CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅AMERICAS FIRST CREDIT UNION
✅AOD FEDERAL CREDIT UNION
✅EMBLEM CREDIT UNION
✅FAMILY SAVINGS CREDIT UNION

Compare other loan types in Oxford, AL

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