AMERICA'S FIRST FEDERAL CREDIT UNION - Oxford, AL

Welcome to America's First at our Anniston/Oxford Branch, located at 31 Commons Way, Oxford, AL 36203. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. With over 195,392 members and total assets reaching an impressive $2,514,666,869, we are dedicated to supporting your financial goals every step of the way. Our branch is not just a place for transactions; it's a hub for building relationships and fostering trust. Under the leadership of CEO Bill Connor and Board President Ross Mitchell, we strive to create a welcoming environment where members can feel confident in their financial decisions. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking services, we've got you covered. While you can visit us at our physical location for all your banking needs, please note that official correspondence should be sent to the same address: 31 Commons Way, Oxford, AL 36203. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at (256) 237-1684 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today and discover how America's First can help you achieve your financial dreams with confidence! For more information about our services or to get started with your membership, visit us online at www.amfirst.org. Your journey towards better financial health begins here!

At America's First, we pride ourselves on a rich legacy that dates back to our opening in 1936. Situated at 31 Commons Way in Oxford, AL, our branch has grown into a vital part of the community, serving over 195,000 members with unwavering dedication. From humble beginnings, we've evolved to manage total assets of approximately $2.5 billion, reflecting our commitment to financial stability and growth for our members. Our mission is simple yet profound: to empower our members by providing excellent financial services while actively supporting the community. We believe that banking should be about people helping people. This principle guides us as we offer a variety of services including personal banking, auto loans, mortgages, and business loans. Our goal is to make financial solutions accessible and straightforward for everyone. While members can visit us at our branch address in Oxford, official correspondence should be sent to the same location as our mailing address: 31 Commons Way, Oxford, AL 36203. Located conveniently near local landmarks, we're easy to reach whether you're driving through or stopping by for a visit. Our operating hours are designed with your convenience in mind open from 9:00 am to 5:00 pm Monday through Thursday and until 6:00 pm on Friday. Plus, we offer drive-thru banking and ATM access for quick transactions on the go. Our digital advancements ensure that you can manage your finances anytime with online and mobile banking options. At America's First, we also recognize the importance of giving back. Our branch engages in numerous community outreach efforts and partnerships that strengthen ties within Oxford and beyond. We are committed to supporting local initiatives because we believe that a stronger community makes for happier members. Join us today and experience firsthand how America's First can help you achieve your financial goals while being part of a supportive community. Whether you're looking for a new account or seeking loan options, we invite you to connect with us at 256-237-1684 or visit our website to learn more about becoming a member. Together, let's build a brighter financial future!

At America's First, we believe that joining our community is about more than just banking it's about becoming part of a supportive family that looks out for each other. If you're wondering whether you can become a member, the good news is that eligibility is straightforward! You can join us if you live, work, or go to school in certain areas, or if you have family members who are already part of our credit union. This inclusive approach means we welcome individuals from various backgrounds and experiences to enjoy the benefits of membership. For detailed eligibility criteria, feel free to visit our website at this link. Once you're ready to take the next step, opening an account with us is a breeze! Just head over to this page where you can get started on your application. We're here to support you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (256) 237-1684. We can't wait to welcome you into our community at 31 Commons Way, Oxford, AL 36203!

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing you with reliable and trustworthy banking services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $1,966,742,791 in total loans and leases including $35,566 in used auto loans to support your financial goals across various sectors. While our net income currently stands at $0, this reflects our careful management of resources as we focus on delivering value to you. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $585,914. Our commitment to our members is evident as shown by the total share accounts of 369,393, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 31 Commons Way Oxford AL 36203 or call us at 256-237-1684 to learn more about how we can help you achieve your financial goals.