Welcome to aod, a trusted financial partner since 1950. Located in the heart of Bynum, AL, we pride ourselves on our commitment to empowering our members and serving our community. Under the leadership of CEO Virginia Bowen and Board President Bobby Israel, our mission is to provide exceptional service while fostering financial well-being among our members, including military personnel and their families. We are proud to be federally insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are secure.

At aod, we embrace modern banking solutions that make managing your finances easier than ever. With features like online banking, a convenient mobile application, peer-to-peer transfers, e-statements, mobile payments, and electronic signature authorization, we prioritize accessibility and efficiency for all our members. Our friendly staff is dedicated to providing personalized service, whether you need assistance with auto loans, mortgages, or everyday banking needs. Visit us online at https://www.aodfcu.com/ or reach out via fax at (256) 237-3285 to learn more about how we can support your financial journey.

At aod, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized products such as auto loans and vehicle financing, mortgage loans, and personal loans for debt consolidation, we are dedicated to helping you achieve your financial goals. Our business banking services provide essential merchant services and business loans that empower small businesses to thrive. With convenient ATM and cash withdrawal services, alongside online banking capabilities, managing your finances has never been easier.

In today's fast-paced world, accessibility is key. That’s why aod offers robust digital tools including a user-friendly mobile application that allows you to conduct transactions on the go. You can enjoy person-to-person transfers, mobile payments, e-statements, and even electronic signatures for seamless transactions. These features not only simplify everyday banking but also assist our members in planning for important life milestones or growing their small businesses effectively. For those interested in membership eligibility or exploring loan options, detailed information is readily available at and https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or need personal assistance, feel free to reach out via our fax line at (256) 237-3285; our team is here to support you every step of the way.

AOD is a trusted financial partner that stands out in the community with a solid foundation built on trust, transparency, and an unwavering commitment to serving its members. With a total membership of 37,646, AOD has created a vibrant community where individuals can rely on personalized services tailored to their unique financial needs. The credit union boasts impressive total assets amounting to 431,964,751, reflecting its stability and ability to support members through various financial products and services.

The net worth of 64,691,339 not only underscores AOD's resilience but also highlights its capacity to reinvest in member services, ensuring that every member benefits from a financially sound institution. Additionally, the credit union has achieved robust total deposits of 35,923,427, indicating that members place their trust in AOD for their savings and investment needs. This trust is further exemplified by the significant number of loans and leases offered, totaling 14,284, showcasing AOD’s dedication to facilitating financial growth within the community.

With a team of dedicated professionals, comprising 76 employees, AOD ensures that members receive exceptional service at every touchpoint. The credit union operates with a commendable net worth ratio of 1,498, which reinforces its strong capital position and ability to withstand economic fluctuations. Notably, AOD also supports various loan types, including a commendable volume of credit card loans reaching 3,937 and an impressive auto loan volume of 4,506. For those interested in commercial ventures, AOD provides valuable support with its offering of 68 commercial loans.

In today’s ever-changing financial landscape, AOD remains committed to fostering relationships built on integrity and excellence. By prioritizing member needs while maintaining transparency in operations, AOD establishes itself as more than just a financial institution; it is a community ally dedicated to empowering each member's financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.