AOD FEDERAL CREDIT UNION - Anniston, AL

Welcome to Aod, your trusted financial partner located at 150 Bill Robison Pkwy, Anniston, AL 36206. Since our establishment in 1950, we have proudly served our community with a commitment to providing exceptional financial services and fostering strong member relationships. With a total membership of over 37,600 individuals and total assets amounting to an impressive $431,964,751, we are dedicated to helping you achieve your financial goals. At Aod, we understand that managing your finances can be challenging. That's why we offer a variety of personal banking options, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our business banking solutions also ensure that local businesses have the support they need through merchant services and business loans. Our dedicated team is led by CEO Virginia Bowen and Board President Bobby Israel, who together emphasize our mission of putting members first. With 76 employees ready to assist you, we pride ourselves on our approachable service and commitment to our community's financial well-being. You can reach us easily at 256-237-9494 or visit our website at Aod FCU for more information. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 608, Bynum, AL 36253. Join us today and experience the Aod difference a credit union focused on your success! Whether you're looking to open an account or seeking assistance with a loan, we're here for you every step of the way. Don't hesitate to call or stop by; we look forward to serving you!

Becoming a member of Aod is like joining a welcoming family where your financial well-being is our top priority. To qualify for membership, you need to meet certain criteria that are designed to include as many people as possible. Generally, if you live, work, worship, or attend school in the areas we serve, you're eligible to join us. This means that whether you're just starting out or looking for a better banking experience, we have a place for you here. You can find detailed information about the eligibility requirements on our website at . Once you're ready to take the next step, opening an account with us is simple and straightforward. Just head over to https://elink.aodfcu.com/enroll to get started online, or feel free to call us at (256) 237-9494 if you have any questions. We're excited to help you become part of the Aod community and enjoy all the benefits we offer!

At Aod, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a reliable financial partner is crucial for your peace of mind. That's why we are proud to share our strong financial standing with you. With a net worth of $64,691,339, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,498 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,433,918 in share certificates and $6,897,613 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further reinforced by having $64,691,339 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,253 in used auto loans and $231,473,159 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our operations run efficiently with a net income of $0, it reflects our commitment to maintaining a healthy balance sheet while offering competitive products for our members. We take pride in having 76 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $1,972,425. Total Share and Deposit Accounts: 65,736, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aod is your trusted partner. Visit us at 150 Bill Robison Pkwy Anniston Al 36206 or call (256) 237-9494 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.