Personal Loans in Gainesville, GA

Looking for the best loan offers in Gainesville, GA? Compare personal loan options from trusted local banks and credit unions to find rates and terms that fit your needs. It’s easy to get started and see your choices side by side.

Whether you need funds for a big purchase or unexpected expenses, Gainesville lenders offer quick approvals and flexible plans. Exploring your options locally helps you borrow with confidence and find the right loan for your budget.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
firstcommercecu
4.99 - 7.99 %
4 - 7 Yrs
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
peachstatefcu
7.4 - 9.9 %
5 Yrs
∞
georgiasown
7.49 %
1 Yrs
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
tvfcu
7.99 - 16.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. First Commerce personal loan rates are 4.99% APR today, the same as 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Peach State's Personal loan has an APR of 7.4% today, which is unchanged from 7 and 30 days ago but lower than 60 days ago when it was 9.9% . The rate has stayed steady compared to 90 days ago as well. Georgia'S Own has a Lifestyle loan with an APR of 7.49% today, which is unchanged from both 7 and 30 days ago. This rate has remained steady over the past month. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Tennessee Valley's Personal term loan has a 7.99% APR today, which is unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 7.9% . This rate has stayed steady over the past two months.

🏦 All Local Lenders in Gainesville, GA

Lender NameBranch AddressOffice ServicesLender Snapshot
LANIER FEDERAL CREDIT UNION
1430 THOMPSON BRIDGE RD GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
Assets: $69,198,551
Deposits: $7,673,146
Net Worth: $6,222,189
Employees: 22
Members: 8,576
DELTA COMMUNITY CREDIT UNION
891 DAWSONVILLE HWY STE 140 GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,625,518,974
Deposits: $225,637,800
Net Worth: $1,019,367,779
Employees: 1347
Members: 510,916
GEORGIA'S OWN CREDIT UNION
475 DAWSONVILLE HWY STE F GAINESVILLE GA 30501
ATM
P2P
E-Statements
Assets: $4,236,719,400
Deposits: $301,106,489
Net Worth: $463,803,561
Employees: 704
Members: 239,964
MYGEORGIA CREDIT UNION
2601 LIMESTONE PKWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008
MYGEORGIA CREDIT UNION
976 DAWSONVILLE HWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008

🏘️ All the Lenders Available in Hall County, GA

✅LANIER FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅GEORGIAS OWN CREDIT UNION
✅MYGEORGIA CREDIT UNION
✅ASSOCIATED CREDIT UNION CREDIT UNION

Compare other loan types in Gainesville, GA

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