Delta Community Credit Union Gainesville GA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Delta Community, your trusted financial partner in Gainesville, GA! Located at 891 Dawsonville Hwy Ste 140, we have been serving our community since 1940. With a commitment to providing top-notch financial services, we proudly cater to over 510,916 members who trust us with their banking needs. At Delta Community, we're not just about numbers; we're about people. Our total assets amount to an impressive $8,625,518,974, reflecting our solid foundation and reliability. We understand that your financial journey is unique, which is why we offer a wide range of services tailored just for you from personal banking and auto loans to mortgage options and business financing. Our dedicated team, led by CEO Hank Halter and Board President Linda O'Shea, works tirelessly to ensure that you receive personalized support every step of the way. Whether you're looking for a new credit card or need assistance with savings accounts, our friendly staff is here to help. While members can visit us at 891 Dawsonville Hwy Ste 140, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to call us at 404-715-4725. Join us today and experience the difference of community-focused banking! For more information on our services and membership options, visit our website at Delta Community. We look forward to helping you achieve your financial goals!

Branch History & Mission

Our Journey

Located at 891 Dawsonville Hwy Ste 140, Gainesville, GA 30501, our branch has always been dedicated to providing exceptional services to meet the needs of our diverse community. As we opened our doors more than eight decades ago, we aimed not just to provide banking services but to foster relationships built on trust and mutual respect. Today, we continue this mission by offering a wide range of financial products that include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment goes beyond mere transactions; it's about empowering our members through education and support. We are proud to offer shared service center availability and drive-thru banking for convenient access to your financial needs. With ATM services readily available, we ensure that you can manage your finances easily and efficiently.

Our Mission

The mission of Delta Community is straightforward yet profound: we aim to enhance the lives of our members while fostering community well-being. We believe that everyone deserves access to quality financial services and resources that can help them achieve their goals. By prioritizing member satisfaction through customer-centric initiatives and digital advancements like online banking and mobile payments, we are committed to making banking simpler and more accessible for all. In addition to providing essential banking services, Delta Community plays an active role in community outreach efforts. We partner with local organizations to support initiatives that promote economic development and social welfare in Gainesville and surrounding areas. This dedication reflects our belief that strong communities lead to strong members. While you can visit us at our branch for all your banking needs during our operating hours from 8:30 a.m. - 4:30 p.m., Monday through Friday and from 9:00 a.m. - 12:00 p.m., Saturday, official correspondence should be sent to our mailing address at 891 Dawsonville Hwy Ste 140, Gainesville, GA 30501. We invite you to join us at Delta Community! Experience firsthand how our financial services can make a difference in your life while becoming part of a supportive community dedicated to helping each other thrive. For more information or to open an account today, please visit our website or call us at (404) 715-4725. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

Our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8:30 a.m. to 4:30 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m. This flexibility allows you to come in at a time that works best for you.

Parking and Accessibility

We understand that accessibility is key for our members. Our location features ample parking with ADA-compliant spaces and ramps, ensuring everyone can visit us comfortably. Plus, we have a drive-thru service available for quick transactions without leaving your vehicle.

Services Offered

At Delta Community, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. Need cash? You'll find an ATM right at our branch for easy withdrawals and balance checks. And if you're a member of another participating credit union, don't forget about our shared services which allow you to conduct basic transactions like deposits and withdrawals seamlessly. Feel free to reach out at 404-715-4725 if you have any questions or would like more information about what we offer. We invite you to visit us soon and experience the welcoming atmosphere at Delta Community!

Member Eligibility

Becoming a member of Delta Community is like joining a caring community where your financial well-being is the top priority. If you're living, working, worshiping, or attending school in the areas we serve, you're likely eligible to join us! Our friendly team at Delta Community, located at 891 Dawsonville Hwy Ste 140 Gainesville Ga 30501, is eager to welcome you into our family. Membership offers not just access to a range of financial products but also a supportive environment focused on your needs. For more detailed information about eligibility criteria, feel free to check out our website at https://www.deltacommunitycu.com/home/membership-means-more.html. Ready to take the next step? Opening an account is simple and straightforward! Just visit us online at https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform or give us a call at (404) 715-4725 during our operating hours. We can't wait to help you start your journey with us at Delta Community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services provide practical benefits that make daily operations smoother. Imagine having an efficient way to process payments, manage transactions, and even offer loyalty programs all in one place. This enables you to focus on what you do best: growing your business. Visit us at 891 Dawsonville Hwy Ste 140 Gainesville Ga 30501 in Gainesville, GA, or call us at (404) 715-4725 to discover how we can support your business goals today!

Comprehensive List Of Services

Accessibility & Support

We know that access matters; that's why our branch includes an ATM for cash withdrawals and balance checks whenever you need them. Our dedicated team at Delta Community is available during regular hours from 8:30 AM to 4:30 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays to answer any questions you may have about our offerings. If you're interested in learning more about how Delta Community can help you achieve your financial goals or if you're ready to open an account, give us a call at (404) 715-4725 or visit us online at Gainesville. Your financial future starts here!

Business Banking

For our local entrepreneurs and business owners, Delta Community offers tailored business banking solutions. From merchant services that simplify transactions to business loans that support growth initiatives, we're committed to helping you succeed. Our team understands the challenges of running a business and is ready to assist with personalized advice.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With these tools at your fingertips, managing your finances has never been easier. You can check balances, transfer funds, and even send money person-to-person with just a few taps on your smartphone. For those who prefer in-person interactions, we also provide basic drive-thru banking services for quick deposits and withdrawals. Plus, if you're a member of a partner credit union, you can enjoy shared branch transactions at our location as well.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds through online banking or mobile payments while earning rewards with our credit cards. Our members appreciate the flexibility of personal loans for debt consolidation, making it easier to manage expenses without breaking the bank. If you're in the market for a vehicle, look no further than our competitive auto loans and vehicle financing options. We work hard to provide you with favorable terms that align with your budget. And when it comes time to purchase a home, our mortgage loans and refinancing services can help make that dream a reality.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your finances should not be a chore. With our user-friendly mobile application, available for download now, you can perform all these tasks right from your smartphone or tablet. Whether you're checking your balance during lunch or making a payment while on the go, we've made it easy for you. At Delta Community, we're committed to providing tools that help you stay on top of your finances with real-time updates and notifications. Join us today in embracing the future of banking it's all about making your life easier!

Key Features

Our online banking service is available 24/7, ensuring you can check your account balance, transfer funds, and pay bills at your convenience. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with mobile payments enabled through our mobile application, paying for everyday purchases has never been easier. Security is always a top priority at Delta Community. We use electronic signature authorization for added protection, allowing you to sign important documents securely from the comfort of your home. Additionally, our e-statements give you instant access to your account statements without the clutter of paper.

Financial Strength

At Delta Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to you and your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $145,578 in used auto loans and $5,656,483,981 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $22,494,858, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $28,158,900. Total Share Accounts amount to 1,152,794, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 891 Dawsonville Hwy Ste 140 Gainesville Ga 30501 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners looking for capital to grow their operations, our outstanding commercial loans totaling $830,071,645 provide essential support for expansion and development. If you're interested in any of these products or need more information on refinancing options or eligibility requirements, please don't hesitate to reach out. You can contact us at 404-715-4725 or visit us at our branch located at 891 Dawsonville Hwy Ste 140 Gainesville Ga 30501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Delta Community, we're committed to empowering our members by providing reliable financial solutions tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable pre-owned car or the latest model, our team is here to guide you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We provide competitive rates and flexible terms so that you can secure a loan that fits your budget. If you're considering refinancing your existing mortgage or are unsure about eligibility options, our experienced staff can assist you in understanding your choices.

Unsecured Credit Card Loans

Managing finances effectively is easier with our unsecured credit card loans. With a total of $254,371,985 in loans available, we offer flexible terms designed to fit your lifestyle. These credit cards come with rewards and benefits that enhance your purchasing power while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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DELTA COMMUNITY CREDIT UNION - Gainesville, GA

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Gainesville, GA (30501)

Introduction

Branch History & Mission

Our Journey

Our Mission

Branch Location & Accessibility

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services Made Easy

Comprehensive List Of Services

Accessibility & Support

Business Banking

Digital Banking Features

Personal Banking

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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