Lanier Credit Union Gainesville GA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Lanier, your trusted financial partner located at 1430 Thompson Bridge Rd, Gainesville, GA 30501. Since opening our doors in 1969, we have proudly served the community by providing personalized banking solutions that cater to the unique needs of our 8,576 members. At Lanier, we believe in building lasting relationships based on trust and transparency. With total assets amounting to $69,198,551 and deposits totaling $7,673,146, we are committed to ensuring your financial well-being. Our dedicated team, led by CEO Todd Jones and Board President Danny Owen, works diligently to offer a wide range of services from checking and savings accounts to auto loans and mortgage financing. We understand that every member's journey is different, which is why we strive to provide tailored solutions that help you achieve your financial goals. Whether you're looking for an auto loan (with over 4,203 loans and leases granted), exploring credit card options with rewards, or seeking assistance with personal loans and debt consolidation, we've got you covered. Our commitment extends beyond just numbers; it's about making a positive impact in our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 1430 Thompson Bridge Rd, Gainesville, GA 30501-1712. Feel free to reach out at 678-989-1777 or explore our website at lanierfcu.org for more information about our services. Join us today and experience the difference of being part of a credit union that truly cares. Your financial future begins here!

Branch History & Mission

At Lanier, we take pride in our rich history and unwavering commitment to serving the community of Gainesville, GA. Established in 1969, our branch has been a cornerstone of financial support for families and individuals, helping them achieve their financial goals and dreams. Over the years, we have grown alongside our members, evolving from a small credit union into a trusted financial institution with assets totaling over $69 million. Located at 1430 Thompson Bridge Rd, Gainesville, GA 30501, our branch is easily accessible and close to local landmarks that many residents know well. Whether you're coming from downtown Gainesville or nearby neighborhoods, we are here to provide you with personal banking services tailored to your needs. Our mission at Lanier is simple yet powerful: to offer our members affordable financial solutions while promoting community well-being. We believe that everyone deserves access to quality banking services, which is why we focus on providing a wide range of options from checking and savings accounts to auto loans and mortgage financing. With a total membership of over 8,500, we strive to create lasting relationships built on trust and mutual support. While members can visit us at 1430 Thompson Bridge Rd, official correspondence should be sent to 1430 Thompson Bridge Rd, Gainesville, GA 30501-1712 if different. Our team is dedicated not only to providing excellent service but also to ensuring that all interactions are efficient and friendly. We offer convenient operating hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 6:00 PM making it easy for you to manage your finances. In addition to traditional banking services, we embrace modern technology with features like online banking and mobile payments. This allows our members to conduct transactions anytime, anywhere. Furthermore, our commitment extends beyond just banking; we actively participate in community outreach initiatives aimed at supporting local causes and organizations. Whether it's through partnerships with local schools or sponsoring events that bring people together, Lanier is dedicated to making a positive impact in Gainesville. Our drive-thru service and ATM availability ensure that you have access to your funds when you need them most. Join us at Lanier Credit Union today! Experience firsthand the benefits of being part of a community-focused financial institution where your needs come first. Reach out by calling us at 678-989-1777, or visit us online at LanierFCU.org for more information on how we can help you thrive financially.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can enjoy our services comfortably.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 678-989-1777. We look forward to welcoming you into the Lanier family! Come visit us today and discover how we can help you achieve your financial goals.

Location Highlights

Nestled in Hall County, our branch is easily accessible and close to popular landmarks like Lake Lanier and the bustling shopping areas along Thompson Bridge Road. If you're driving, rest assured there's ample parking available right outside our doors, making it easy for you to pop in anytime.

Operating Hours

Our doors are open Monday through Thursday from 8:00 AM to 5:00 PM and on Fridays until 6:00 PM. Whether you're an early bird or prefer late visits, we've got you covered!

Services Offered

At the Lanier Gainesville Branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions that work for you. Plus, with both ATM access and drive-thru banking available, managing your finances has never been easier. While members can visit us at 1430 Thompson Bridge Rd, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Lanier, we believe that becoming a member is about joining a caring community that prioritizes your financial well-being. If you're wondering how to become part of our family, the process is straightforward and welcoming. Membership at Lanier is open to anyone who lives, works, worships, or attends school in Hall County, Georgia. We also invite family members of current members to join us! This means you can easily start enjoying all the benefits we offer, from competitive rates on loans to personalized service tailored to your needs. To get started, simply visit us at our branch located at 1430 Thompson Bridge Rd Gainesville Ga 30501 or call us at (678) 989-1777 for more information. You can check out more details about our eligibility criteria by visiting http://www.LanierFCU.org/about/membership. Ready to take the next step? Opening an account is easy just follow the instructions at https://online.lanierfcu.org/auth/enrollment. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having efficient payment options can set your business apart. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine a busy weekend at your café where customers can easily pay with their mobile devices while you serve up delicious drinks. That's the kind of convenience we offer! Located at 1430 Thompson Bridge Rd Gainesville Ga 30501, Gainesville, GA 30501, we invite you to visit us or call (678) 989-1777 to learn more about how our business banking and commercial services can benefit you. Let's build a successful future together!

Comprehensive List Of Services

Business Banking

For our business members, Lanier offers specialized banking services including merchant services and business loans. We recognize the hard work that goes into running a business, so we aim to make banking simple and accessible.

Credit Cards and Rewards

We understand that rewarding yourself is important too! That's why we offer credit cards with rewards that give back every time you spend. Enjoy cashback on your purchases or points that can be redeemed for exciting experiences it's all part of how we support our members' lifestyles.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With services like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, handling your finances has never been easier.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but still value efficiency, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without needing to leave your car. Additionally, our ATM services are available for quick cash access whenever needed. At Lanier, we pride ourselves on creating a welcoming environment where financial success is attainable for everyone. For more information about any of our services or to speak with one of our friendly team members, feel free to call us at 678-989-1777 or visit us online at www.LanierFCU.org. Join us today and take the first step towards achieving your financial goals!

Personal Banking

Our personal banking services offer everything you need to manage your finances effectively. From checking and savings accounts that make it easy to keep track of your money, to auto loans and vehicle financing options that help you drive away in your dream car, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing solutions can guide you through the process with ease. Plus, if debt is weighing you down, our personal loans and debt consolidation options can provide relief and help you regain control over your finances.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking service, accessible at https://www.lanierfcu.org/, allows you to view your account balances, transfer funds, and pay bills all without having to visit a branch. Whether you're at home or on the go, our 24/7 online banking ensures that your financial needs are always within reach.

Download Our Mobile App

For even more convenience, download our mobile application. It's user-friendly and packed with features that allow you to check balances, deposit checks, and make transfers in real-time. No more waiting in lines banking is now literally at your fingertips!

Manage Payments with Ease

Need to send money quickly? Our person-to-person transfer service makes it simple to send cash to friends or family with just a few taps on your smartphone. Plus, if you're a fan of mobile payments, you'll love our mobile payments feature, which lets you pay for purchases directly from your phone.

Secure Your Transactions

Your security is our priority. While we do not currently offer electronic signature authorization for documents, rest assured that all transactions conducted through our online platforms are protected by advanced security measures. You can bank confidently knowing that your personal information is safeguarded. With these innovative digital banking solutions, managing your money has never been easier or more secure at Lanier. Explore all our online services today and take control of your financial future!

Stay Organized with E-Statements

Say goodbye to paper clutter! Enjoy the benefits of e-statements that keep your financial information organized and easy to access. With this feature available at Lanier, you can view your statements anytime, helping you stay on top of your budgeting and spending.

Financial Strength

Diverse Lending Options

We understand the importance of having access to funds when you need them. With $52,545,948 in total loans and leases and 1,522 used auto loans, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 12,680, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lanier is your trusted partner. Visit us at 1430 Thompson Bridge Rd Gainesville Ga 30501 or call 678-989-1777 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $13,282,762 in share certificates and $8,396,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects a steady operational footing that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $5,539,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $6,222,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 899% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,746,150 in used vehicle loans and $7,494,403 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have flexible financing options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $944,579. These options are designed to help you secure your dream home with ease and peace of mind.

Other Loan Options

In addition to auto and mortgage loans, we provide credit lines totaling $4,000,000 that can be tailored to meet various financial needs. Whether you're planning for unexpected expenses or looking for additional funding for personal projects, our credit lines are designed with your convenience in mind. For those interested in refinancing options or eligibility criteria for any of our loan products, please visit our website at LanierFCU.org or contact us directly. Our team is here to guide you through the process and ensure that you find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lanier, we're committed to empowering our members with accessible lending solutions tailored to their unique situations. Reach out today and discover how we can assist you!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,298,756 in unsecured credit card loans helping members manage their finances effectively, you can have peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Every listing reflects the most current rates, allowing users to trust that they are seeing accurate information.

Lanier