Personal Loans in Gainesville, GA

Looking for the best loan offers in Gainesville, GA? Compare personal loan options from trusted local banks and credit unions to find rates and terms that fit your needs. It’s easy to get started and see your choices side by side.

Whether you need funds for a big purchase or unexpected expenses, Gainesville lenders offer quick approvals and flexible plans. Exploring your options locally helps you borrow with confidence and find the right loan for your budget.

Filters

Lender
APR
Term
Amount
Link
Info
pefcu
8 - 11.75 %
∞
acuonline
8 - 18 %
5 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
vystarcu
8.99 - 14.49 %
3.1 - 10 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Publix Employees has a Personal loan with an APR of 9.5% , which is unchanged from 7, 30, 60, and 90 days ago. Their Emergency disaster loan has a steady APR of 8% , and the Personal line of credit remains at 11.75% APR over the same periods. Associated Credit Union has a Personal loan with an APR of 8% today, which is up from 7% seven and thirty days ago. The Personal line of credit remains steady at 18% APR, unchanged over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Vystar's personal loans with an APR of 10% today, which has not changed from 7 or 30 days ago. The Adoption line of credit has a rate of 8.99% , and the Personal line of credit is at 14.49% , both steady compared to the past month.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Gainesville, GA

Lender NameBranch AddressOffice ServicesLender Snapshot
LANIER FEDERAL CREDIT UNION
1430 THOMPSON BRIDGE RD GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
Assets: $69,198,551
Deposits: $7,673,146
Net Worth: $6,222,189
Employees: 22
Members: 8,576
DELTA COMMUNITY CREDIT UNION
891 DAWSONVILLE HWY STE 140 GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,625,518,974
Deposits: $225,637,800
Net Worth: $1,019,367,779
Employees: 1347
Members: 510,916
GEORGIA'S OWN CREDIT UNION
475 DAWSONVILLE HWY STE F GAINESVILLE GA 30501
ATM
P2P
E-Statements
Assets: $4,236,719,400
Deposits: $301,106,489
Net Worth: $463,803,561
Employees: 704
Members: 239,964
MYGEORGIA CREDIT UNION
2601 LIMESTONE PKWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008
MYGEORGIA CREDIT UNION
976 DAWSONVILLE HWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008

🏘️ All the Lenders Available in Hall County, GA

✅LANIER FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅GEORGIAS OWN CREDIT UNION
✅MYGEORGIA CREDIT UNION
✅ASSOCIATED CREDIT UNION CREDIT UNION

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