Personal Loans in Columbia, SC 29206

Looking for an instant line of credit online in Columbia, SC? Compare personal loan offers from trusted local lenders to find fast approval and flexible terms that fit your needs. It’s quick, simple, and tailored to help you manage life’s surprises with ease.

Whether you need cash for unexpected expenses or a special project, Columbia residents can count on competitive rates and clear terms. Start comparing today and secure the financial support you deserve without any hidden fees or hassle.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

10.9 - 17.9 %

0.5 - 5 Yrs

$15,000

∞

10.99 - 12.79 %

5.1 - 7 Yrs

∞

10.99 - 13 %

∞

11.24 - 18 %

5 Yrs

∞

11.5 - 18 %

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

11.99 - 17.99 %

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Allsouth Personal loans have an APR of 10.9% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months. Cpm's Personal loan has an APR of 10.99% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has remained steady over the past three months. Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days.

Family Trust's personal loan has an APR of 11.24% today, which is up from 10.99% seven days ago and unchanged from 30 and 60 days ago. The rate is higher than it was 90 days ago when it was 10.24% . Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. S. C. State's closed–end personal loans and lines of credit with an APR of 11.99% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Both loan types maintain consistent pricing without any recent changes.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in Columbia, SC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SOUTH CAROLINA FEDERAL CREDIT UNION	4503 FOREST DR COLUMBIA SC 29206	⏰ M-F 9:00 AM to 5:30 PM 📞 8037388300 📠 8435696389	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,519,426,018 Deposits: $161,963,638 Net Worth: $312,628,701 Employees: 590 Members: 173,960
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	5424 FOREST DR COLUMBIA SC 29206	⏰ Lobby: M - Th 0900 - 1700 Fri 0900 - 1800 Sat 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION

✅SAFE 9988 CREDIT UNION

✅PALMETTO CITIZENS FEDERAL CREDIT UNION

✅ALLSOUTH FEDERAL CREDIT UNION

✅S C STATE CREDIT UNION

✅CARO FEDERAL CREDIT UNION

✅FOUNDERS FEDERAL CREDIT UNION

✅SOUTH CAROLINA METHODIST CONF CREDIT UNION

✅CURIS FINANCIAL CREDIT UNION

✅CAROLINAS TELCO FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SOUTH CAROLINA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SPERO FINANCIAL FEDERAL CREDIT UNION

✅COLUMBIA POST OFFICE CREDIT UNION

✅MID CAROLINA CREDIT UNION

✅GROW FINANCIAL FEDERAL CREDIT UNION

Compare other loan types in Columbia, SC

Why compare Personal Loans in Columbia, SC on LendMesh

If you’re searching for an instant line of credit online in Columbia, SC, take your time exploring multiple lenders on LendMesh. Comparing options helps you find better deals and more affordable rates tailored to your needs. There’s no rush—using LendMesh empowers you to make informed choices that fit your financial goals without pressure.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the best loan offers in Columbia, SC. Just set your target rate, and we’ll notify you whenever deals fall below that threshold. You’ll also receive expert insights, rate trends, and curated loan options weekly or monthly, helping you secure smart financing exactly when it matters most.

Customers are also interested in:

Instant Line Of Credit Online