Personal Loans in Raleigh, NC

Looking for a small personal loan in Raleigh, NC? Compare offers from trusted local lenders to find flexible terms and fast approval that fit your budget and timeline.

Whether it’s an unexpected bill or a special purchase, Raleigh residents can easily explore loan options online and choose the best rates to meet their needs with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
foundersfcu
11.5 - 18 %
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
efirstflight
12.44 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
deereemployeescu
14.74 %
∞
latinoccu
15 - 18 %
$20,000
∞
credithuman
15.06 - 18 %
0.1 - 6 Yrs
500 - $10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Raleigh, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
ELECTEL COOPERATIVE FEDERAL CREDIT UNION
3400 SUMNER BLVD RALEIGH NC 27616
P2P
E-Statements
E-Signature
Assets: $62,911,546
Deposits: $2,688,512
Net Worth: $8,124,098
Employees: 13
Members: 7,549
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
6011 POYNER VILLAGE PKWY STE 101 RALEIGH NC 27616
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
STATE EMPLOYEES' CREDIT UNION
6400 TOWN CENTER DR RALEIGH NC 27616
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
2721 SPRING FOREST RD RALEIGH NC 27616
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
7725 MIDTOWN MARKET AVE RALEIGH NC 27616
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Wake County, NC

✅COASTAL FEDERAL CREDIT UNION
✅R T P FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST FLIGHT FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WELCOME FEDERAL CREDIT UNION
✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION

Compare other loan types in Raleigh, NC

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