Personal Loans in Raleigh, NC 27614

Looking for a fixed rate personal loan in Raleigh, NC? Compare offers from trusted local lenders to find the best rate and terms that fit your budget. Whether it’s for debt consolidation or a big purchase, you deserve clear, straightforward options.

Take control of your finances with a loan designed for Raleigh residents. Fast approvals, flexible repayment plans, and honest service make borrowing simple and stress-free. Start comparing today and see how much you could save with a fixed rate loan tailored to your needs.

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APR

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11.5 - 18 %

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.44 %

∞

12.49 - 16.49 %

1 Yrs

∞

14.74 %

∞

15 - 18 %

$20,000

∞

15.06 - 18 %

0.1 - 6 Yrs

500 - $10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Raleigh, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
COASTAL FEDERAL CREDIT UNION	10850 WAKEFIELD COMMONS DR RALEIGH NC 27614	⏰ Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week 📞 9194882300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,351,199,898 Deposits: $770,735,693 Net Worth: $538,304,315 Employees: 624 Members: 334,816
STATE EMPLOYEES' CREDIT UNION	12700 SPRUCE TREE WAY RALEIGH NC 27614	⏰ 8:30-5:30 📞 9195620506 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Wake County, NC

✅COASTAL FEDERAL CREDIT UNION

✅R T P FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

✅EMPEOPLE CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅FIRST FLIGHT FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅WELCOME FEDERAL CREDIT UNION

✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅LOCAL GOVERNMENT FEDERAL CREDIT UNION

✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION

✅LATINO COMMUNITY CREDIT UNION

✅CAROLINAS TELCO FEDERAL CREDIT UNION

✅SUMMIT 63020 CREDIT UNION

✅U S POSTAL SERVICE FEDERAL CREDIT UNION

✅LANGLEY FEDERAL CREDIT UNION

Compare other loan types in Raleigh, NC

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