Coastal Credit Union Raleigh NC | Top Business Banking & Auto Loans

Introduction

Welcome to Coastal at Wakefield Commons #106, your trusted partner in financial well-being located at 10850 Wakefield Commons Dr, Raleigh, NC 27614. Since our establishment in 1967, we have been committed to serving our community with personalized banking solutions and a member-first approach. With a robust membership of over 334,816 individuals, we pride ourselves on being a reliable resource for all your financial needs. At Coastal, we believe in building lasting relationships with our members. Our dedicated team of 624 employees works tirelessly to provide services that include checking and savings accounts, auto loans, mortgages, and business banking solutions. We understand that everyone's financial journey is unique, which is why we offer customized options designed to fit your lifestyle. In terms of stability and growth, Coastal stands strong with total assets exceeding $5.35 billion and total deposits reaching $770 million. This foundation allows us to support our members effectively, with a net worth of $538 million ensuring that we are always here for you when it matters most. Whether you're looking for an auto loan or need help with debt consolidation, we have the tools and expertise to guide you through. While members can visit us at 10850 Wakefield Commons Dr, official correspondence should be sent to the same address for your convenience. If you need assistance or have questions about our services, don't hesitate to reach out! Call us at 919-488-2300, and let's work together towards achieving your financial goals. Join us today at Coastal where your financial success is our top priority! For more information about our services, please visit our website at Coastal.

Branch History & Mission

At Coastal, our journey began in 1967 in Raleigh, North Carolina. Since then, we have grown from a small group of dedicated members into a vibrant community of over 334,816 individuals who trust us with their financial needs. Located at 10850 Wakefield Commons Dr, Raleigh, NC 27614, we are proud to serve our members in the heart of this thriving city. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe that every member deserves access to affordable banking options that empower them to achieve their dreams. With total assets of over $5.3 billion, we have the resources to support personal banking, auto loans, mortgages, and business services tailored to meet diverse needs. Throughout the years, Coastal has embraced innovation and digital advancements. We offer online and mobile banking solutions that make managing finances easier than ever. Our commitment to accessibility extends beyond just technology; we strive for ADA compliance and ensure that all our members can benefit from our services. While you can visit us at our branch for face-to-face interactions during our lobby hours Monday through Friday from 8:30 AM to 5:30 PM and teller hours from 7:00 AM to 7:00 PM we understand that convenience is key. For those on the go, we proudly offer ATM availability so you can access your funds anytime. Community outreach is at the core of what we do. We partner with local organizations and participate in initiatives that uplift our neighborhoods and support those in need. Our focus on giving back is as important as providing excellent financial services. As we continue our journey, we invite you to join Coastal and experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 919-488-2300 or visit us online at coastal24.com.

Branch Location & Accessibility

Convenient Access

Parking is readily available, making it easy for you to drop by anytime. Our branch is also accessible for all members, ensuring everyone can enjoy our services comfortably. If you need assistance navigating the space, our friendly staff is always ready to help.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to call us at 919-488-2300. We look forward to welcoming you into our branch soon! Visit Coastal at Wakefield Commons today and experience the difference in personalized banking.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, while our teller services extend later from 7:00 AM to 7:00 PM every day of the week. This means you can manage your banking needs on your schedule, whether it's early morning or later in the evening.

Services Offered

At Coastal, we're committed to providing a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got everything covered. Need cash? Our ATM is conveniently located for quick withdrawals and balance checks. While members can visit us at 10850 Wakefield Commons Dr, official correspondence should be sent to our mailing address: 10850 Wakefield Commons Dr, Raleigh, NC 27614-6819.

Member Eligibility

Joining the Coastal family means becoming part of a welcoming community where your financial needs are prioritized. If you're looking to become a member of Coastal, located at 10850 Wakefield Commons Dr Raleigh Nc 27614, you'll find that the eligibility requirements are quite straightforward and inclusive. Generally, anyone who lives, works, worships, or attends school in our local area can apply for membership. This means that whether you're new to the community or have been here for years, there's a place for you at our credit union. The benefits of being a member at Coastal go beyond just banking; you gain access to personalized services tailored just for you, competitive rates on loans, and an array of savings options that help you achieve your financial goals. The process to open an account is designed to be simple and user-friendly. For more detailed information on eligibility criteria. If you're ready to take the next step or have any questions, don't hesitate to reach out at (919) 488-2300!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer robust merchant services designed to simplify your payment processes. Imagine being able to accept payments seamlessly from customers in-store or online without the hassle of complicated setups. Our services provide you with the tools necessary to streamline transactions and enhance customer satisfaction. Located at 10850 Wakefield Commons Dr Raleigh Nc 27614, Raleigh, NC 27,614, our dedicated team is here to partner with you on your journey to success. Reach out today at (919) 488-2300 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local businesses looking for support, we offer comprehensive Business Banking services. Our Merchant Services make it easy to accept payments from customers, while our Business Loans can provide the funding needed for expansion or operational costs.

Convenient Access

We know convenience matters in today's busy world. That's why at Coastal, we offer accessible ATM & Cash Withdrawal Services for when you need cash on the go. Our basic ATM access allows for quick withdrawals and balance checks at any time.

Digital Banking Features

Our digital banking features stand out as a major benefit for members who value ease of access. With services like mobile payments and person-to-person transfers, managing your finances has never been easier or more secure.

Get Started Today!

At Coastal, we're here to assist you every step of the way in achieving your financial goals. Whether you're interested in personal banking or need support for your business, our dedicated team is ready to help. Reach us at (919) 488-2300 during lobby hours from 8:30 AM to 5:30 PM on weekdays and extended teller hours from 7:00 AM to 7:00 PM. Visit us at Wakefield Commons #106 and discover how we can support your financial journey!

Personal Banking Services

Whether you're just starting out or looking to expand your financial horizons, our personal banking services are designed with you in mind. Open a Checking or Savings Account that fits your lifestyle. Imagine managing your money easily with our Online & Mobile Banking options, allowing you to check balances, make transfers, and pay bills from anywhere. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help put you behind the wheel without breaking the bank. Or if homeownership is on your mind, explore our Mortgage Loans & Refinancing options tailored to meet your budget and dreams. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide flexible solutions. And don't forget about our Credit Cards with Rewards, which not only help with purchases but also offer benefits that reward your spending.

Digital & Online Banking

E-Statements Availability

Say goodbye to cluttered mailboxes! We provide e-statements so you can easily access your account statements digitally. This not only helps keep your information organized but also adds an extra layer of security to protect your sensitive information.

Mobile Application Features

Our mobile application makes banking even more convenient. With features like mobile payments, you can pay friends or businesses right from your smartphone. Need to send money to someone? Our person-to-person transfer feature lets you do just that with just a few taps.

Real-Time Account Management

Managing your finances should be as straightforward as possible. Whether you're checking balances or making transfers, our online banking tools give you real-time access to your accounts. You'll always know where you stand financially, helping you make informed decisions. At Coastal, we're committed to providing accessible and easy-to-use online banking solutions that empower our members to take control of their financial lives. Explore all these services today by visiting us at http://www.coastal24.com!

Financial Strength

Commitment to Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $75,739 in used auto loans and $4,082,665,436 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 644,262, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,398,518. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 10850 Wakefield Commons Dr Raleigh Nc 27614 or call (919) 488-2300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,937,840 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We offer flexible terms designed to fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we are committed to supporting local entrepreneurs. At Coastal, we're dedicated to providing personalized service and expert advice. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (919) 488-2300 or visit us at our branch located at 10850 Wakefield Commons Dr Raleigh Nc 27614, Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey because your goals are within reach!

Credit Lines and Personal Loans

Need quick access to cash? Our credit lines offer flexibility when you need it most, with total credit lines reaching $1,274,746,090. Additionally, our unsecured credit card loans totaling $82,284,792 help members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust that the information they receive is not only accurate but also fair and transparent. Each loan offer is carefully vetted to ensure it comes from legitimate financial institutions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using LendMesh for comparing loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTAL FEDERAL CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Raleigh, NC (27614)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services Made Easy

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Digital Banking Features

Get Started Today!

Personal Banking Services

Digital & Online Banking

E-Statements Availability

Mobile Application Features

Real-Time Account Management

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings and Investments

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

Customers Also Interested In: