Personal Loans in Wake Forest, NC

Looking for the best personal loan rates in Wake Forest, NC? Compare offers from local credit unions that combine low rates with flexible terms tailored to your needs. It’s easy to find a loan that fits your budget and goals right here in your community.

Wake Forest residents trust credit unions for fast approvals and friendly service. Whether it’s for unexpected expenses or big plans, exploring your options helps you secure affordable financing without the hassle. Start comparing today and take control of your financial future.

Filters

Lender
APR
Term
Amount
Link
Info
foundersfcu
11.5 - 18 %
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
efirstflight
12.44 %
americafirst
12.49 - 16.49 %
1 Yrs
deereemployeescu
14.74 %
latinoccu
15 - 18 %
$20,000
credithuman
15.06 - 18 %
0.1 - 6 Yrs
500 - $10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Wake Forest, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
ELECTEL COOPERATIVE FEDERAL CREDIT UNION
414 WAIT AVE WAKE FOREST NC 27587
P2P
E-Statements
E-Signature
Assets: $62,911,546
Deposits: $2,688,512
Net Worth: $8,124,098
Employees: 13
Members: 7,549
STATE EMPLOYEES' CREDIT UNION
1116 JENKINS RD WAKE FOREST NC 27587
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Wake County, NC

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If you’re searching for the best personal loan rates credit union in Wake Forest, NC, it’s wise to explore multiple lenders before deciding. LendMesh makes it simple to compare your options side by side, helping you uncover better deals and more affordable rates. Taking the time to shop around can lead to savings and terms that better fit your financial goals.

To stay informed without the hassle, consider subscribing to LendMesh. Just set your target interest rate—say 4% or 5%—and receive alerts the moment loan offers drop below that threshold. You’ll also get weekly or monthly updates with expert insights, rate trends, and carefully selected loan deals, keeping Wake Forest borrowers like you in the know and ready to act when the right opportunity arises.

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