State Employees' Credit Union Wake Forest NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 1116 Jenkins Rd, Wake Forest, NC 27587. Established in 1937, we have proudly served over 2.8 million members, offering a solid foundation of financial services tailored to meet the diverse needs of our community. With total assets reaching an impressive $57,229,286,839, our commitment to your financial well-being has never been stronger. At State Employees', we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for a new vehicle or home, we've got you covered. Our loan portfolio boasts over 1,194,630 loans and leases, ensuring that we can help you make your dreams a reality. While members can visit us at our branch location in Wake Forest, official correspondence should be sent to 1116 JENKINS RD, WAKE FOREST, NC 27587. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to provide personalized service and support for all your financial needs. With total deposits exceeding $7,866,265,767 and a net worth of $5,446,832,560, we are not just a credit union; we are a community-focused organization committed to making a positive impact in the lives of our members. We believe in empowering you with the resources and tools necessary for achieving financial success. Ready to take the next step? Call us at 919-562-7222 or visit our website at ncsecu.org to learn more about how State Employees' Credit Union can serve you today!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial transactions; it encompasses community engagement as well. We actively participate in local events and support various outreach initiatives aimed at enhancing the lives of those around us. By partnering with local organizations and providing educational workshops, we aim to uplift our community while fostering a sense of belonging among our members. While members can visit us at 1116 Jenkins Rd Wake Forest Nc 27587, official correspondence should be sent to 1116 JENKINS RD, WAKE FOREST, NC 27587 if different. If you're interested in joining a credit union that truly cares about its members and community, look no further than State Employees'. We invite you to experience the difference with us! Call us at (919) 562-7222 or explore more about our services by visiting our website. Join us today and take your first step towards achieving your financial dreams with a partner who genuinely cares!

Our Mission

At State Employees', our mission is clear: we strive to enhance the lives of our members by offering quality financial products and services while fostering community support. We believe that everyone deserves access to financial education and resources that empower them to make informed decisions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we are here to help you every step of the way. We understand the importance of convenience in today's world. That's why we offer robust digital banking options including online banking, mobile payments, and e-statements. Our branch features an ATM for quick cash access and drive-thru services for your ease. We are committed to being ADA compliant so that all members can enjoy our services without barriers.

Branch Location & Accessibility

Easy Access and Convenient Features

At our Wake Forest branch, we prioritize accessibility for everyone. The building is ADA-compliant, featuring ramps and designated parking spaces that make it easy for all members to visit us. You'll find ample parking available right outside, so you can pop in without any hassle. We know that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is ready to assist you with everything from setting up personal checking accounts to discussing mortgage options. If you're in a rush, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle.

Services Tailored for You

At State Employees', we offer a range of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is readily accessible for quick withdrawals and balance checks. We invite you to come by or give us a call at 919-562-7222 if you have any questions or need assistance with your banking needs. Our team looks forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

Welcome to State Employees', where becoming a member is like joining a close-knit community that truly cares about your financial well-being. If you live, work, or go to school in North Carolina, you're already on the path to membership! Additionally, family members of current members are also welcome to join us. This inclusive approach means that friends and family can enjoy the benefits of our services together. At State Employees', we pride ourselves on offering personalized service, competitive rates, and a wide range of financial products designed to meet your needs. To start your journey with us, simply visit our website for all the eligibility details at http://www.ncsecu.org/join#eligibility. When you're ready to open an account, it's as easy as clicking this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to give us a call at (919) 562-7222. We're excited to help you take this important step toward financial empowerment!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services help you process transactions smoothly, whether you're at a storefront or online. This means happier customers and more efficient sales processes. Located conveniently at 1116 Jenkins Rd Wake Forest Nc 27587 in Wake Forest, NC, we're here to partner with you every step of the way. If you're ready to grow your business or just want to learn more about how we can help, give us a call at (919) 562-7222. Let's turn your ambitions into reality together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide flexible terms that fit your budget. Imagine driving off in your dream vehicle with affordable monthly payments tailored just for you. We understand that life can be busy, so we also offer easy online applications to save you time.

Business Banking Services

For our business members, we offer comprehensive banking solutions that include merchant services and business loans. We're committed to supporting local businesses in Wake Forest by providing the tools necessary for growth and success.

Convenient Access Options

With ATM & Cash Withdrawal Services, accessing your money is simple and efficient. You can enjoy basic drive-thru banking for quick deposits or withdrawals without leaving your car perfect for those busy days! Our ATMs are conveniently located for easy access when you need cash or want to check your balance quickly. At State Employees', we're dedicated to serving our community's financial needs with integrity and care. Visit us today at 1116 Jenkins Rd Wake Forest Nc 27587 or call us at (919) 562-7222 if you have questions about any of our services or want assistance in choosing what's best for you. Join us on this journey towards financial wellness!

Credit Cards with Rewards

If you're looking to maximize your spending power, consider our credit cards with rewards programs. Enjoy cash back on everyday purchases while benefiting from low-interest rates and no annual fees. It's like getting paid to shop!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and we're here to guide you through it. Our mortgage loans come with various options to ensure you find the right fit for your financial situation. If you're considering refinancing, our team can help you explore how lower interest rates could save you money over time.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed for your lifestyle. With user-friendly online and mobile banking platforms, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our competitive interest rates on savings accounts help your money grow.

Personal Loans & Debt Consolidation

Life's unexpected expenses can sometimes throw us off balance. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Whether it's a medical bill or home repair, our straightforward lending process makes it easy for you to get back on track without stress.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper statements! We offer e-statements that not only help you keep track of your finances but also contribute to a greener planet. You can access your statements securely from anywhere without worrying about lost mail. If you're looking for even more convenience, our mobile application brings banking right to your fingertips. With features like mobile payments, making transactions is as simple as tapping your phone. You can also easily send money to friends and family with person-to-person transfers although note that this feature isn't currently available.

Security and Accessibility

Your security is our top priority. We use the latest technology to keep your information safe while you enjoy the ease of online banking. Our user-friendly interface ensures that whether you're tech-savvy or just getting started, you'll find navigating through your accounts straightforward. In today's fast-paced world, having real-time access to your accounts means you can manage your finances effectively from anywhere. With State Employees', you're never far from control over your financial life making it easy for you to focus on what truly matters.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $574,556,810, highlighting our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1116 Jenkins Rd Wake Forest Nc 27587 or call (919) 562-7222 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to drive away in a vehicle that fits your budget.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer personal credit lines totaling $18,909,000,000, giving you the flexibility to access funds when you need them most. This can be a great solution for unexpected expenses or planned purchases. We pride ourselves on providing accessible options that help our members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and terms that can help you achieve your dream of owning a home. Plus, our refinancing options allow current homeowners to adjust their loans as needed to better fit their financial plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with rewards and low-interest rates, making them an excellent choice for everyday purchases or emergencies. At State Employees', our goal is to empower our members with the financial tools they need to succeed. If you have questions about eligibility or want to learn more about refinancing options, don't hesitate to reach out! You can contact us at (919) 562-7222 or visit us at our location: 1116 Jenkins Rd Wake Forest Nc 27587, Wake Forest, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial future!

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STATE EMPLOYEES' CREDIT UNION - Wake Forest, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Wake Forest, NC (27587)