Personal Loans in Charleston, WV

Looking for the best loan APR in Charleston, WV? Compare personal loan offers from trusted local lenders who understand your needs and provide clear, affordable options tailored to your budget. Finding the right loan shouldn’t be complicated or time-consuming.

Whether you need funds for emergencies, home improvements, or debt consolidation, Charleston’s credit unions and banks offer flexible terms and quick approvals. Start comparing today to secure a loan that fits your life and helps you move forward with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Charleston, WV

Lender NameBranch AddressOffice ServicesLender Snapshot
UNION TRADES FEDERAL CREDIT UNION
210 TENNESSEE AVE CHARLESTON WV 25302
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $32,117,048
Deposits: $4,955,262
Net Worth: $5,496,447
Employees: 11
Members: 2,961
MEMBERS CHOICE WV FEDERAL CREDIT UNION
201 OHIO AVE CHARLESTON WV 25302
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $88,391,963
Deposits: $4,365,120
Net Worth: $19,060,822
Employees: 16
Members: 6,054
LOCAL NO. 317 I.A.F.F. CREDIT UNION
205A TENNESSEE AVE CHARLESTON WV 25302
Assets: $9,617,417
Deposits: $787,366
Net Worth: $928,787
Employees: 3
Members: 423

🏘️ All the Lenders Available in Kanawha County, WV

✅UNION TRADES FEDERAL CREDIT UNION
✅MEMBERS CHOICE WV FEDERAL CREDIT UNION
✅LOCAL NO 317 IAFF CREDIT UNION
✅CHARLESTON FEDERAL CREDIT UNION
✅ELEMENT FEDERAL CREDIT UNION
✅PIONEER APPALACHIA FEDERAL CREDIT UNION
✅CHARLESTON POSTAL FEDERAL CREDIT UNION
✅PEOPLES 16993 CREDIT UNION
✅KEMBA CHARLESTON FEDERAL CREDIT UNION
✅CAMC FEDERAL CREDIT UNION
✅SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
✅WEST VIRGINIA FEDERAL CREDIT UNION
✅STAR USA FEDERAL CREDIT UNION
✅WV NATIONAL GUARD FEDERAL CREDIT UNION
✅THE STATE CREDIT UNION
✅CHATEL CREDIT UNION

Compare other loan types in Charleston, WV

Why compare Personal Loans in Charleston, WV on LendMesh

If you’re searching for the best loan APR in Charleston, WV, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find loan offers that truly fit your financial needs. There’s no rush—take your time to review and compare, so you can secure the most affordable and flexible financing available in Charleston.

To stay informed without the hassle, consider subscribing to LendMesh’s personalized alerts. Simply set your target APR—whether that’s 5%, 4%, or another rate—and receive notifications as soon as offers drop below your goal. You’ll also get expert insights, market trends, and curated loan deals delivered weekly or monthly, helping Charleston borrowers like you stay ahead and never miss a great opportunity.

Customers are also interested in:

Best Loan Apr