Welcome to south-charleston-employees, where our commitment to serving our community has been unwavering since our establishment in 1965. Located in the heart of South Charlesto, WV, we pride ourselves on providing a member-first approach that fosters financial empowerment and trust. Under the leadership of CEO James Hsu and Board President Ted Schuda, we strive to create a supportive environment for all our members, including military personnel and their families.

As an NCUA-insured institution since 4/21/1971 0:00, your deposits are secure with us. Although we currently do not offer online banking, mobile applications, or person-to-person transfers, we remain dedicated to enhancing your banking experience through various services such as personal loans, auto financing, mortgage options, and business banking solutions. For more information about our offerings or to reach out directly, please visit our official website at or contact us via fax at (304) 720-5401. At south-charleston-employees, we are here to help you achieve your financial goals with integrity and accessibility.

At south-charleston-employees, we understand that managing your finances is crucial for achieving your life goals, whether it's buying a new home, purchasing a vehicle, or growing your small business. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our financial solutions are tailored to help you navigate everyday banking with ease. We also provide business banking services that include merchant services and business loans, ensuring that entrepreneurs have the support they need to thrive.

In today's digital age, convenience is key. While we currently do not offer online banking or a mobile application, we pride ourselves on providing essential services such as ATM and cash withdrawal services to make accessing your funds straightforward. Our commitment to personal service means that if you ever have questions or need assistance, you can easily reach out to us at (304) 720-5401. For those looking to explore membership options or learn more about eligibility requirements, please visit . Additionally, if you're considering financing options, you can check competitive rates through https://www.lendmesh.com/loans/mortgage_loans . At south-charleston-employees, we're here to support your financial journey every step of the way.

In the heart of South Charleston, south-charleston-employees stands as a beacon of trust and reliability in the financial landscape. With a robust Total Membership of 1,230, our commitment to serving our community is unwavering. Our financial strength is evident in our Total Assets, which amount to 14,842,023, allowing us to provide a wide range of products and services tailored to meet the diverse needs of our members.

Our Net Worth currently sits at 8,336,269, a testament to our prudent management and dedication to fostering a stable financial environment for our members. Despite challenges faced in today’s economy, we proudly report a Net Income of 0, reflecting our ability to adapt and thrive. This financial resilience enables us to maintain low rates on loans while offering competitive returns on deposits, with Total Deposits reaching 551,920.

As we continue to support our members, we've facilitated Total Loans and Leases totaling 437, helping families achieve their dreams through auto loans, personal loans, and more. Our focus on member satisfaction is reinforced by our dedicated team of just Total Employees: 4 professionals committed to delivering exceptional service.

The strength of our institution is further highlighted by an impressive Net Worth Ratio of 5,617, ensuring that we are well-capitalized and prepared for future growth. In addition, our growing Credit Card Loan Volume, now at 278, alongside a healthy Auto Loan Volume of 136, showcases our ability to meet various financing needs effectively.

At south-charleston-employees, transparency and impact are at the core of what we do, making us not just another financial institution but a trusted partner in your financial journey. We take pride in being a vital resource within the community, always striving for excellence in service delivery. For performance insights and detailed financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Experience how we can help you reach your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.