Introduction
At Local No. 317 I.a.f.f., we believe in the power of community and the importance of trust. Established in 1939, our credit union has been a cornerstone for residents in Charleston, WV. Located at 205A Tennessee Ave, we proudly serve over 423 members, providing financial solutions tailored to meet individual needs. With total assets amounting to an impressive $9,617,417 and total deposits reaching $787,366, our commitment to financial health is evident. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 3736, Charleston, WV 25337. We are dedicated to offering a range of services from personal banking options like checking and savings accounts to auto loans and business financing. Our leadership team, including CEO William Gill II and Board President Myron Boggess II, works diligently to ensure that each member feels valued and supported. With a team of just 3 employees, we strive for personalized service that larger institutions often overlook. Whether you're looking for guidance on loans, want to open a new account, or need help with debt consolidation, we're here for you every step of the way. Our mission is not only to assist you financially but also to contribute positively to our community. Feel free to give us a call at 304-345-9790 or visit us during our lobby hours from Monday to Wednesday, 8:00 AM to 2:00 PM. Join us at Local No. 317 I.a.f.f., where your financial future matters!
Branch History & Mission
Welcome to Local No. 317 I.a.f.f., a cornerstone of community financial support in Charleston, WV. Established in 1939, our branch has been dedicated to serving our members with integrity and care for over eight decades. We began as a small credit union focused on helping local firefighters and their families, and we've grown into a trusted financial partner for many residents in the area. Our branch is located at 205A Tennessee Ave, right in the heart of Charleston. This prime location allows us to connect easily with our members and be an active part of the community. While members can visit us at this address, official correspondence should be sent to PO Box 3736, Charleston, WV 25337. With a total membership of 423 and assets amounting to $9,617,417, we take pride in providing personalized financial services that cater to the diverse needs of our community. Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a spirit of cooperation and community support. We are committed to offering personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Throughout our history, we have embraced change and innovation while staying true to our core values. Although we do not currently offer drive-thru or ATM services, we focus on providing exceptional service during our lobby hours from Monday to Wednesday, 8:00 AM to 2:00 PM. We believe that supporting our community goes beyond just financial transactions; it involves building lasting relationships with our members. That's why we actively engage in local outreach efforts and partnerships that aim to uplift those around us. As we look forward to the future, we invite you to join Local No. 317 I.a.f.f.. Experience how we can help you achieve your financial goals while being part of a caring community. Together, let's continue making a positive impact in Charleston! For more information or assistance, feel free to reach out at (304) 345-9790.
Branch Location & Accessibility
A Convenient Spot for Everyone
At Local No. 317 I.a.f.f., accessibility is a priority. Our location features ADA-compliant entrances and parking, ensuring that everyone can visit us with ease. If you're driving, you'll find ample parking right outside our doors.
Get in Touch
If you have any questions or need assistance before your visit, feel free to call us at 304-345-9790. We're always happy to help! While members can visit us at 205A Tennessee Ave, official correspondence should be sent to PO Box 3736, Charleston, WV 25337. Come see us at Local No. 317 I.a.f.f.! We look forward to welcoming you and helping you achieve your financial goals!
Services Tailored Just for You
Our branch offers a variety of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Although we don't currently offer ATM or drive-thru services, our dedicated team is ready to assist you inside the branch.
Your Banking Hours
We understand that life gets busy, which is why we've tailored our operating hours to fit your schedule. You can visit us Monday through Wednesday from 8:00 AM to 2:00 PM. We invite you to stop by during these hours for personal assistance with all your banking needs.
Member Eligibility
At Local No. 317 I.a.f.f., we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is quite accessible! Generally, anyone who lives, works, or worships in our local area is invited to join us. This means that if you're looking for a friendly place to manage your finances, you're likely already eligible! We pride ourselves on being inclusive and welcoming to all. To get started with your membership at Local No. 317 I.a.f.f., simply visit us at our branch located at 205A Tennessee Ave Charleston Wv 25302 or give us a call at (304) 345-9790. If you'd like more details on the specific eligibility criteria, feel free to check out this resource. Opening an account is straightforward and can set you on a path toward better financial opportunities. Join us today and experience the benefits of being a part of something special!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for all.
Merchant Services
Imagine having a payment solution that makes transactions smooth for your customers while keeping your cash flow steady. Our merchant services do just that. Whether you're a small shop on the corner or a growing enterprise, we provide tools that simplify payments and enhance customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Charleston, WV. Join us at 205A Tennessee Ave Charleston Wv 25302 or call us at (304) 345-9790 to learn more about how we can partner with you for success!
Comprehensive List Of Services
Business Banking
For business owners, Local No. 317 I.a.f.f. offers specialized services through our Business Banking solutions. We provide essential tools like merchant services and business loans designed to help your business thrive. Whether you're starting out or looking to expand, we're here to support your journey.
Digital Convenience
In today's fast-paced world, convenience is key. That's why we prioritize digital solutions like Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. Though we currently do not have ATM services at this branch, our online features ensure that accessing your funds is easier than ever. No matter what financial service you need, Local No. 317 I.a.f.f. is committed to providing a supportive environment where all members feel valued and empowered. For more information about how we can assist you today, don't hesitate to reach out! Call us at (304) 345-9790 or visit us at our branch in Charleston, WV. We look forward to serving you!
Personal Banking
At Local No. 317 I.a.f.f., we understand that managing your finances can be overwhelming. That's why we offer Personal Banking services, including checking and savings accounts that cater to different lifestyles and financial goals. Imagine having a safe place for your savings while also enjoying the benefits of easy access to your funds whenever you need them. When it comes to financing a new vehicle, our Auto Loans & Vehicle Financing can help turn your dreams into reality. Picture driving off in that new car with affordable monthly payments tailored just for you. Plus, our Mortgage Loans & Refinancing options make buying or refinancing your home straightforward and stress-free. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. And for those who love rewards, our Credit Cards with Rewards program offers perks that can benefit you every time you use your card.
Digital & Online Banking
Convenience at Your Fingertips
While our digital offerings are limited at this time, you can always visit us in person for personalized service. We're dedicated to helping you with checking and savings accounts, auto loans, mortgages, and more all tailored to meet your needs. For those who prefer a more traditional approach, rest assured that our friendly staff is here to assist you during our lobby hours.
Real-Time Account Management
Although our online banking features like e-statements and person-to-person transfers are not available right now, we're constantly looking for ways to enhance your banking experience. If you're interested in future updates regarding online services or want to learn more about our offerings, feel free to reach out. At Local No. 317 I.a.f.f., we're proud to serve our community with dedication and care. Whether in-person or through future digital enhancements, we're here for all your banking needs!
Security You Can Trust
Your security is a top priority for us. While we don't currently support electronic signatures or mobile payments, we ensure that all transactions conducted in-person adhere to the highest standards of safety. When you visit Local No. 317 I.a.f.f., you can trust that your financial information is handled securely.
Financial Strength
Commitment to Stability
With a net worth of $928,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Growing Member Trust
Total Share and Deposit Accounts stand at 423, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local No. 317 I.a.f.f. is your trusted partner. Visit us at 205A Tennessee Ave Charleston Wv 25302 or call (304) 345-9790 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $339,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $72 in used auto loans and $6,034,028 in total loans and leases supporting our members' financial goals across various sectors.
Member-Centric Focus
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Operational Efficiency
Our $94,634 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,282,957 in used vehicle loans and $2,068,881 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make driving your dream car more affordable than ever.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're considering purchasing a new home or refinancing your existing mortgage, our experienced team can help guide you through the process.
Personal and Credit Options
For those needing extra financial flexibility, we also provide unsecured credit card loans with a total of $0 in loans helping members manage their finances effectively. These cards come with flexible terms to fit your budget while allowing you to make purchases when needed. If you're interested in any of these loan products or want to explore refinancing options, please don't hesitate to contact us. We are committed to providing personalized solutions that meet your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!
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