Welcome to element, a trusted financial institution dedicated to serving our community since 1978. Headquartered in the vibrant city of Charleston, WV, we pride ourselves on our commitment to financial empowerment and delivering exceptional service to our members, including military personnel and their families. Under the leadership of CEO Linda Bodie and Board President Stephan Looney, we have built a reputation for trust, accessibility, and a member-first approach that resonates throughout our services.

At element, we understand the importance of modern banking solutions, which is why we offer a comprehensive suite of digital tools designed to enhance your banking experience. With features such as Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, Mobile Payments, and E-signature Authorization, managing your finances has never been easier. As an NCUA-insured institution since 8/7/1978 0:00, you can rest assured that your deposits are safe with us. For more information about our services or to reach out directly, please visit our official website at https://www.elementfcu.org/ or contact us via fax at (304) 342-3147. Join us today and discover how we can support your financial journey!

At element, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our services extend to small businesses as well, with options for merchant services and business loans that can help your venture thrive. With a focus on convenience, our members benefit from seamless online banking and a user-friendly mobile application, allowing them to manage their finances anytime, anywhere. Features like person-to-person transfers and mobile payments ensure that handling daily transactions is straightforward and efficient.

We understand that life is full of milestones—be it purchasing your first vehicle or planning for retirement—and having the right financial tools at your disposal can make all the difference. Our online platform provides easy access to e-statements and e-signatures, enhancing your banking experience while keeping everything secure. For those interested in exploring loan options or comparing rates, resources like https://www.lendmesh.com/loans/vehicle_loans offer valuable insights. Membership at element is accessible to many within our community; for detailed eligibility information, please visit . If you have any questions or need assistance, feel free to reach out via fax at (304) 342-3147. We're here to support you every step of the way in achieving your financial goals.

Element Credit Union stands out as a trusted financial partner, deeply rooted in the community and committed to delivering exceptional service. With a total membership of 4,498, Element has built a strong relationship with its members, reflecting a commitment to their financial well-being. The credit union boasts total assets of 67,821,828, showcasing its stability and capacity to support its members' diverse financial needs.

The impressive net worth of 8,379,766 signifies Element's robust financial foundation, while its net income of 773,312 underscores the credit union's effective management and growth strategies. Additionally, with total deposits amounting to 5,126,985, members can feel secure knowing their funds are handled with care and integrity.

Element Credit Union is not only about safeguarding assets; it is also dedicated to providing valuable lending options, evidenced by a substantial portfolio of total loans and leases at 3,397. With an auto loan volume reaching 1,850, the credit union empowers members to achieve their vehicle financing goals efficiently. Furthermore, the credit card loan volume stands at 999, offering competitive rewards that enhance member experiences.

Employing a dedicated team of 20 professionals, Element ensures personalized service and attention to detail, making each member feel valued. The impressive net worth ratio of 1,235 demonstrates the credit union’s sound financial health, further solidifying its role as a reliable partner for individuals and families alike.

In an era where transparency and accountability are paramount, Element Credit Union exemplifies these values through its operations and member interactions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring members have access to credible information about their financial institution.

For those seeking competitive loan options or wanting to explore how Element can support their financial journey, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.