ELEMENT FEDERAL CREDIT UNION

Welcome to Element Credit Union, your trusted financial partner located at 323 2Nd Ave, South Charleston, WV 25303. Established in 1978, we have proudly served our community for over four decades, building a strong foundation of trust and reliability among our 4,498 members. As a member-owned institution, we focus on providing personalized banking solutions that meet your unique needs. At Element Credit Union, we are committed to fostering financial well-being in the South Charleston area. With total assets reaching an impressive $67,821,828 and total deposits amounting to $5,126,985, we ensure that your money is secure while providing you with the resources to grow. Our total loans and leases stand at 3,397, reflecting our dedication to supporting our members' aspirations whether it's buying a new car or financing a home. Our leadership team, led by CEO Linda Bodie and Board President Stephan Looney, is here to guide you through every financial decision. We strive to create an atmosphere where every member feels valued and understood. If you ever need assistance or have questions about our services ranging from personal banking to business loans don't hesitate to reach out. You can call us at 304-553-7351. While members can visit us at our branch location, official correspondence should be sent to 3418 MacCorkle Ave SE, Charleston, WV 25304. Explore our website at Element Credit Union for more information about our services or to start your journey with us today! Your financial future matters to us, and we're excited to help you achieve your goals.

Welcome to Element Credit Union, a place where financial dreams take flight and community connections flourish. Located at 323 2Nd Ave in South Charleston, WV, our branch has been serving members since its opening in 1978. Over the years, we have grown alongside our community, now boasting a membership of nearly 4,500 individuals who trust us with their financial needs. At Element Credit Union, our mission is clear: to provide exceptional financial services while supporting the well-being of our members and the wider community. Our commitment extends beyond just banking; we strive to uplift those around us through various outreach efforts and partnerships. We believe that when our members thrive, so does our community. Our branch is easily accessible, with nearby landmarks that make finding us a breeze. Whether you're visiting for personal banking or looking for auto loans, you can count on our friendly staff to guide you every step of the way. If you need to send official correspondence, please note that our mailing address is 3418 MacCorkle Ave SE, Charleston, WV 25304. As a member-focused institution, we prioritize your experience. With total assets of over $67 million and an array of services including checking and savings accounts, vehicle financing, and credit cards with rewards, we aim to meet your diverse financial needs. Plus, we offer convenient features such as ATM availability and drive-thru banking for your ease. We are proud to be an ADA-compliant facility that embraces digital advancements in banking. Our online and mobile banking platforms ensure that managing your finances is straightforward and accessible anytime, anywhere. We also welcome members from partner credit unions through shared service centers because collaboration strengthens us all. The journey of Element Credit Union reflects our dedication to growth and service. With CEO Linda Bodie at the helm and President Stephan Looney guiding our board, we remain committed to fostering a welcoming environment where everyone can thrive financially. Join us today at Element Credit Union in South Charleston! Experience firsthand how we blend personal service with modern convenience to help you reach your goals. For any questions or assistance, feel free to call us at 304-553-7351. Your financial future starts here!

Becoming a member of Element is like joining a family that truly cares about your financial well-being. Located at 323 2Nd Ave South Charleston Wv 25303, we welcome anyone who lives, works, worships, or attends school in our community. It's simple to become part of our supportive network; all you need is a desire to improve your financial future and meet some basic eligibility requirements. You can find more detailed information on what makes you eligible by visiting our website at . Once you're ready to take the next step, opening an account is a breeze! Just head over to this link: https://loans.itsme247.com/213 ?logouturl= https://www.elementfcu.org/ , and you'll be guided through the process. If you have any questions or need assistance, feel free to give us a call at (304) 553-7351. We're excited to help you start your journey with us at Element!

At Element, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are paramount when it comes to managing your finances. That's why we're proud to share the solid foundation upon which our credit union stands. With a net worth of $8,379,766, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,235 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,253,370 in share certificates and $3,824,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,599,754 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $925 in used auto loans and $33,931,472 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $773,312 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 9,658, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Element is your trusted partner. Visit us at 323 2Nd Ave South Charleston Wv 25303 or call (304) 553-7351 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the offers you see are fair and transparent, based on the latest results from trusted financial entities (Source: https://www.ncua.gov ). One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring users receive trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that you can expect unbiased results every time you search for loans. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at once. This feature helps individuals and families find the best rates suited to their needs without spending hours researching different options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.