Personal Loans in Germantown, MD

Looking for the best low-interest loans in Germantown, MD? Compare personalized offers from trusted local lenders to find flexible terms that fit your budget. Whether you’re consolidating debt or covering urgent costs, starting here helps you make smart, confident financial decisions.

We connect you with lenders who know Germantown and care about your needs. Enjoy fast approvals and competitive rates tailored to your situation, so you can get the funds you need without the hassle. Start comparing today to find the loan that works best for you.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. Patriot's personal/signature loans with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express signature loans have a fixed APR of 17.37% , also unchanged from 7 and 30 days ago. The Personal line of credit carries an 18% APR, consistent with rates from 7, 30, 60, and 90 days ago.

Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in Germantown, MD

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION
19215 FREDERICK RD GERMANTOWN MD 20876
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,295,405,955
Deposits: $82,919,365
Net Worth: $140,570,125
Employees: 204.0
Members: 90,658
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
12025 ARISTA MANOR WAY GERMANTOWN MD 20876
Assets: $12,293,389
Deposits: $178,065
Net Worth: $1,438,926
Employees: 3
Members: 519
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
11534 MIDDLEBROOK RD GERMANTOWN MD 20876
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179

🏘️ All the Lenders Available in Montgomery County, MD

✅NORTHWEST FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅KOREAN CATHOLIC FEDERAL CREDIT UNION
✅EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION
✅STATE EMPLOYEES CU OF MARYLAND INC CREDIT UNION
✅CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅SKYPOINT FEDERAL CREDIT UNION
✅CAPITAL AREA REALTORS FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION
✅MIDATLANTIC CREDIT UNION
✅SIGNAL FINANCIAL FEDERAL CREDIT UNION
✅NYMEO FEDERAL CREDIT UNION
✅MVP POSTAL AND PRINTING FEDERAL CREDIT UNION
✅MT JEZREEL CREDIT UNION
✅MNCPPC FEDERAL CREDIT UNION
✅FEDFINANCIAL FEDERAL CREDIT UNION
✅DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION
✅HEMA FEDERAL CREDIT UNION

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