Navy Federal Credit Union Germantown MD: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 11534 Middlebrook Rd, Germantown, MD 20876. Since our establishment in 1947, we have dedicated ourselves to serving our members with integrity and care. With over 14 million members and a robust asset base of $180.81 billion, we are proud to offer a wide range of financial services designed to meet your needs. At Navy Federal, we understand that financial well-being is essential for you and your family. That's why we provide various services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total deposits stand strong at $2.32 billion, ensuring that your money is safe and growing. We believe in the power of community and strive to make a positive impact in the lives of our members. With a dedicated team of 24,560 employees, including our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we work tirelessly to ensure you receive exceptional service every time you visit or contact us. While you can easily reach us at our branch for assistance, please note that official correspondence should be sent to our mailing address: 11534 Middlebrook Road, Germantown, MD 20876. Whether you're looking for guidance on loans or want to explore new account options, we're here to help! Feel free to call us at 888-842-6328 or visit our website at navyfcu.org for more information about how we can support your financial journey. Join us today and experience the difference that comes with being part of the Navy Federal family!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving our members. Established in 1947, our Germantown branch has grown alongside the community, currently boasting a total membership of over 14 million. We are located at 11534 Middlebrook Rd, Germantown, MD 20876, a spot easily accessible for residents and nearby neighbors. Our mission is simple yet profound: to empower our members by providing them with exceptional financial services while supporting the communities we serve. We believe in fostering strong relationships built on trust and understanding, ensuring that each member's needs are met with care and dedication. With total assets amounting to $180.81 billion, we work hard every day to help our members achieve their financial goals, whether it's securing an auto loan or saving for a dream home. Since opening our doors, we have embraced change and growth. Our facility includes modern digital banking options like mobile payments and online banking, making it easier than ever for members to manage their finances. Additionally, we maintain ADA compliance to ensure accessibility for all. While members can visit us at our Germantown location, official correspondence should be sent to 11534 Middlebrook Road, Germantown, MD 20876. Our lobby hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 6:30 PM and Saturday from 9:00 AM to 2:00 PM. Navy Federal Credit Union is not just about banking; it's about being a part of the community. We engage in various outreach programs and partnerships aimed at uplifting those around us. We strive to make a positive impact in Germantown through initiatives that support local schools, charities, and events. Join us at Navy Federal Credit Union today! Experience firsthand the benefits of membership where your financial well-being is our top priority. Together, let's build a brighter future for you and your family. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at Navy Federal.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is simple, and parking is hassle-free with ample spaces available for all members. We prioritize accessibility for everyone, featuring ADA-compliant entrances and ramps to ensure that all our visitors feel welcome. Whether you are coming in for a quick transaction or to discuss your financial needs, our friendly staff is ready to assist you. Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 6:30 PM, and on Saturdays from 9 AM to 2 PM. Need access outside of these hours? No problem! We have an ATM available for quick cash withdrawals and balance checks whenever you need them.

Get in Touch!

While members can visit us at our Germantown branch address, official correspondence should be sent to 11534 Middlebrook Road, Germantown, MD 20876. If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328. We look forward to seeing you soon!

Services Tailored for You

At Navy Federal Credit Union, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Plus, with online and mobile banking options at your fingertips, managing your finances has never been easier. If you prefer the convenience of drive-thru banking, please note that this location does not offer that service; however, our ATM provides many of the same functions you may need.

Member Eligibility

Joining the Navy Federal Credit Union community means becoming part of a supportive family that truly cares about your financial well-being. To become a member at our Germantown branch, located at 11534 Middlebrook Rd Germantown Md 20876, you'll need to meet some simple eligibility requirements. Generally, membership is open to active duty and retired military members, Department of Defense employees, and their families. We welcome everyone with open arms, so even if you're not in the military, there might still be a way for you to join us! For the latest details on who can apply and to see if you qualify, check out our eligibility page at https://www.navyfederal.org/membership/eligibility .html . Opening an account with us is easy and straightforward! You can find all the information you need about getting started by visiting https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 842-6328. We're excited to help you take this step towards better financial opportunities at Navy Federal Credit Union!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine having a payment solution that simplifies transactions and enhances customer experience. Our merchant services allow you to accept payments easily, whether in-store or online. This means more time focusing on what you do best running your business while we take care of the payment processing. Located at 11534 Middlebrook Rd Germantown Md 20876 in Germantown, MD, we're ready to partner with you on your journey toward success. For more information about our business banking offerings, give us a call at (888) 842-6328. Let's turn your business vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make purchasing a vehicle more affordable. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank. Plus, our loan specialists are here to guide you through the process, ensuring that you find the right fit for your budget.

Business Banking

For small business owners, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial experts are here to support your growth with tailored advice and resources.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs tailored to suit various lifestyles, you earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's an easy way to make everyday spending work for you while enjoying added benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we provide robust online and mobile banking services. You can manage accounts, pay bills, send money via person-to-person services, and even access ATMs easily all from the comfort of your home or on-the-go. We invite you to explore these services further by visiting us at 11534 Middlebrook Rd Germantown Md 20876 or giving us a call at (888) 842-6328. Our friendly staff is ready to assist you in achieving your financial goals today!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your current mortgage payments, we provide personalized service every step of the way. Our team will help you understand the different mortgage products available so you can choose one that aligns with your financial goals.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that help you manage your money effectively. Whether you're saving for a vacation or simply need everyday access to funds, our accounts are designed with your needs in mind. You can easily access your account through our online and mobile banking platforms, making it simple to check balances or transfer funds from anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can be a great solution. We offer straightforward terms that allow you to manage repayments easily. This way, you'll have more control over your finances and less stress on your plate.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which lets you take banking with you wherever you go. Whether you're shopping or relaxing at home, you can make person-to-person transfers with ease. Plus, if you're looking to simplify document handling, our electronic signature authorization option makes signing important documents quick and hassle-free. For those who prefer going paperless, we offer e-statements that not only save trees but also allow you to access your statements securely online whenever you need them. Additionally, our mobile payments feature enables you to make purchases directly from your smartphone perfect for those spontaneous buys or when you're out running errands. Security is a top priority at Navy Federal Credit Union. We use advanced encryption and authentication measures to keep your information safe while giving you peace of mind as you manage your accounts digitally. In short, with our digital and online banking services, you'll find everything designed for accessibility and ease-of-use. Experience real-time account management and enjoy a modern banking experience tailored just for you!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 11534 Middlebrook Rd, Germantown, MD 20876, we are committed to providing you with the reliable services and support you need to achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our capacity supports your financial goals with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operations reflect our commitment to efficiency; currently reporting a net income of $0, we remain dedicated to offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 11534 Middlebrook Rd or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing as well. This means if you currently have an auto loan with another lender, you may be eligible to refinance with us for better terms and lower payments.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $227,844,936 provide the capital needed to take your business to the next level. Whether you're starting up or looking to scale up your existing business operations, we have financing options tailored just for you.

Contact Us

If you have questions or want more information about any of our loan products or eligibility requirements, feel free to reach out. You can contact us at 888-842-6328 or visit us at our branch located at 11534 Middlebrook Rd Germantown Md 20876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Navy Federal Credit Union help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are here to guide you through the process and help you find the right loan that suits your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit cards come with various benefits that can help you earn rewards while keeping your expenses manageable.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans