Personal Loans in Utica, NY

Looking for quick and easy online loan approval in Utica, NY? Compare personal loan offers from trusted local lenders who understand your needs and provide flexible terms tailored to you.

Whether it’s an unexpected bill or a big life event, our platform helps Utica residents find affordable loans with same-day funding options — all from the comfort of home.

Filters

Lender
APR
Term
Amount
Link
Info
hvcu
9.99 - 13.49 %
1.1 - 5 Yrs
$50,000
cafcu
9.99 - 13.99 %
seacomm
10 %
5 Yrs
heritagefcu
10.75 %
$50,000
northcountry
10.94 - 12.99 %
6 Yrs
psfcu
11.49 %
3 - 5 Yrs
$10,000
visionsfcu
11.5 - 12 %
5 - 10 Yrs
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
sunmark
11.74 - 14.49 %
1 - 5 Yrs
$25,000
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans with an APR of 10.94% , which is unchanged from 7 and 30 days ago. Their Share draft line of credit has a steady APR of 12.99% , the same as it was 7, 30, 60, and 90 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of the personal loan. Visions has a Readi–reserve loan with an APR of 11.5% , unchanged from 7 and 30 days ago but slightly higher than 90 days ago. Their Any purpose signature loan has a steady APR of 11.99% , which has not changed in the past 90 days. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ONEIDA COUNTY FEDERAL CREDIT UNION
800 PARK AVE UTICA NY 13501
E-Statements
Assets: $14,766,535
Deposits: $2,024,211
Net Worth: $1,649,755
Employees: 4
Members: 1,561
MOHAWK VALLEY FEDERAL CREDIT UNION
207 GENESEE ST UTICA NY 13501
E-Statements
E-Signature
Assets: $49,703,467
Deposits: $4,475,867
Net Worth: $6,751,515
Employees: 11
Members: 3,286
G.P.O. FEDERAL CREDIT UNION
301 BLEECKER ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405
G.P.O. FEDERAL CREDIT UNION
2711 GENESEE ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405

🏘️ All the Lenders Available in Oneida County, NY

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