Personal Loans in Montgomery, NY 12549

Looking for a cash loan in Montgomery, NY? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for an emergency or a special project, getting the right loan is easier than ever here.

Montgomery residents enjoy friendly service and flexible repayment plans that make borrowing stress-free. Take a few minutes to explore your options and secure the cash you need with confidence—because supporting your financial goals is what local lenders do best.

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APR

Term

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 11.99 %

6 - 7 Yrs

∞

8.99 - 13.59 %

1 - 7 Yrs

$35,000

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.95 - 12.5 %

4 - 10 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney has a Kwik kash line of credit with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal/unsecured loan has a fixed APR of 9.99% , also unchanged during those periods. Bethpage's Fourleaf personal loan has a fixed APR of 8.99% . This rate has stayed the same over the past 7, 30, and 60 days.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Esl's Personal loan has an APR of 9.95% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Montgomery, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
HUDSON VALLEY CREDIT UNION	30 HAWKINS DR MONTGOMERY NY 12549	⏰ Monday ? Wednesday: 9:00 am ? 5:30 pm Thursday ?Friday: 9:00 am ? 6:00 pm Saturday: 9:00 am ? 2:00 pm 📞 8004683011 📠 8454631032	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $7,950,252,098 Deposits: $551,651,308 Net Worth: $826,988,591 Employees: 1068.0 Members: 384,243
HERITAGE FINANCIAL CREDIT UNION	17 WALNUT ST MONTGOMERY NY 12549	⏰ M-Th 8:30am-5pm Fri 8:30am-6pm Sat 9am-2pm 24 Hour ATM Summer Sat Hours: 9 AM to 1 PM Lobby Access ? M-Th Lobby closed 4 PM, drive-thru open 4 PM to 5 PM ? F Lobby closed 5 PM, drive-thru open 5 PM to 6 PM 📞 8455615607 📠 8453261519	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $721,218,176 Deposits: $13,680,628 Net Worth: $79,605,093 Employees: 161 Members: 56,304

🏘️ All the Lenders Available in Orange County, NY

✅HERITAGE FINANCIAL CREDIT UNION

✅HUDSON VALLEY CREDIT UNION

✅TEG FEDERAL CREDIT UNION

✅O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅MIDHUDSON VALLEY CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

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