Welcome to o-and-r-utilities-employees, where we have proudly served our members since 1980. Located in the heart of Monroe, NY, we are committed to providing exceptional financial services that empower our community. Under the leadership of CEO Mitchell DeCoeur and Board President Armando Colarieti Jr., our mission is centered around trust, accessibility, and a member-first approach. We strive to support our members with a range of banking solutions while ensuring their financial well-being.

As an NCUA-insured credit union since 9/9/1980 0:00, we offer peace of mind alongside innovative banking tools designed for modern lifestyles. Our services include user-friendly Online Banking, a convenient Mobile Application, P2P Transfers, E-Statements, and E-signature Authorization to streamline your banking experience. While we currently do not offer mobile payments, our commitment to evolving with technology ensures that we meet your needs effectively. For more information about us or to get in touch, please visit our website at https://www.orutilfcu.org/ or reach out via fax at (845) 774-0835. Join us today and experience the difference of being part of a credit union dedicated to your financial empowerment.

At o-and-r-utilities-employees, we understand that financial needs can vary greatly, which is why we offer a comprehensive suite of services designed to help our members thrive. From personal banking solutions such as checking and savings accounts to specialized loans for auto financing and mortgages, we cater to every aspect of your financial journey. Our business banking services provide essential tools like merchant services and business loans, empowering local entrepreneurs to grow their small businesses. With credit cards that come with rewards and a focus on personal loans for debt consolidation, we strive to support our members in achieving their financial goals.

In today’s fast-paced world, convenience is key. That’s why we prioritize digital access through robust online banking capabilities, a user-friendly mobile application, and features like Person-to-Person Transfers and e-statements. Members can manage their accounts effortlessly from anywhere, ensuring they stay on top of their finances whether planning for life milestones or tackling everyday expenses. For those interested in exploring membership options, eligibility details can be found at http://www.orutilfcu.org/mcu-mbr-apply.html . Additionally, for anyone considering loans or looking for competitive rates, we encourage you to check out https://www.lendmesh.com/loans/personal_loans for the best options available.

Our dedicated team is here to assist you every step of the way. Whether you have questions about your account or need personalized support, feel free to reach out via fax at (845) 774-0835. At o-and-r-utilities-employees, we’re more than just a financial institution; we're your partner in building a secure financial future.

In today's ever-evolving financial landscape, having a trusted partner like o-and-r-utilities-employees can make all the difference in achieving your financial goals. With a robust Total Membership of 1,847, we pride ourselves on being a community-oriented institution that places the needs of our members at the forefront. Our commitment to serving you is reflected in our impressive Total Assets of 28,624,724, which underpin the stability and strength of our offerings.

At o-and-r-utilities-employees, transparency and credibility are paramount. Our Net Worth stands at 3,447,656, showcasing our financial health and ability to support our members through various economic conditions. Notably, we have maintained a consistent Net Income of 0, allowing us to reinvest in our services and offer competitive products that benefit our members directly.

With Total Deposits reaching 1,887,080, it's clear that our members trust us with their savings and investments. We have facilitated a diverse range of financial solutions, as evidenced by our Total Loans and Leases amounting to 1,101. This broad spectrum of lending options includes Auto Loan Volume of 202 and a growing Credit Card Loan Volume of 396, designed to cater to the varied needs of our community.

Our dedicated team, consisting of just 4 employees, works tirelessly to ensure that every member receives personalized service and support. The impressive Net Worth Ratio of 1,204 speaks volumes about our operational efficiency and resilience in managing resources effectively. While we focus on member success, we also maintain a prudent approach by keeping Total Borrowings at an admirable level of 0.

These performance insights and financial data highlight why choosing o-and-r-utilities-employees is not just a decision but an investment in your future. We invite you to explore how we can assist you in your financial journey. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.