At O And R Utilities Employees Credit Union, our mission is simple yet profound: to empower our members across NY with community-focused, member-first financial services. Under the dedicated leadership of CEO Mitchell DeCoeur and Board President Armando Colarieti Jr., we strive to foster a welcoming environment where every member feels valued and supported. We understand that in today's fast-paced world, convenience is key, which is why we offer modern solutions like electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Our commitment to innovation ensures that your banking experience is not only seamless but also tailored to your lifestyle. For more information or to join our family of satisfied members, visit us at https://www.orutilfcu.org/ or reach out via fax at 8457740835.

At O And R Utilities Employees Credit Union, we understand that managing your finances is a crucial part of everyday life, and we are here to support our members across NY with a wide range of services designed to simplify banking and enhance financial well-being. Whether you’re looking to open a checking or savings account for daily expenses, seeking a reliable auto loan for your next vehicle, or exploring mortgage options to buy your dream home, our offerings cater to all your personal banking needs. With the convenience of online banking and a user-friendly mobile application, accessing your accounts and making transactions has never been easier. Members can enjoy features like e-statements for hassle-free record-keeping and person-to-person payment options for quick transfers between friends and family.

For those in the business sector, our credit union provides tailored solutions that include merchant services and business loans to help you thrive in a competitive marketplace. Our commitment to accessibility means that whether you're at home or on the go, you can manage your finances effortlessly with our mobile app. We prioritize flexibility with electronic signature capabilities that streamline the loan application process, so you can focus on what matters most—achieving your financial goals. By combining traditional banking values with modern technology, we ensure that every member feels confident and supported in their financial journey.

At o-and-r-utilities-employees in , we believe that banking should be simple and accessible for everyone. Becoming a member is a breeze—just check your eligibility at http://www.orutilfcu.org/mcu-mbr-apply .html and you’ll be on your way to enjoying a host of personalized financial services tailored just for you. Our core values revolve around trust, community engagement, and financial reliability, ensuring that every interaction with us feels genuine and meaningful. We take pride in offering personalized service, so whether you're looking for checking and savings accounts, auto loans, or mortgage options, our dedicated team is here to guide you every step of the way. Plus, with our user-friendly mobile application and online banking options, managing your finances has never been easier! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs!