Personal Loans in Garfield, NJ

Looking for the best loan rates in Garfield, NJ? Compare personal loan offers from trusted local lenders to find affordable rates that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make it easy to find the right loan for you.

Garfield residents deserve quick approvals and clear terms without the hassle. Start comparing today to unlock flexible options tailored to your needs, backed by lenders who understand our community. Getting the cash you need is simple and stress-free when you choose the best loan rates nearby.

Filters

Lender
APR
Term
Amount
Link
Info
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

🏦 All Local Lenders in Garfield, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
POLISH & SLAVIC FEDERAL CREDIT UNION
75 RIVER DR GARFIELD NJ 07026
ATM
P2P
E-Statements
Assets: $2,597,707,967
Deposits: $58,976,537
Net Worth: $274,172,796
Employees: 374
Members: 121,826

🏘️ All the Lenders Available in Bergen County, NJ

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