Polish & Slavic Credit Union Garfield NJ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to the Polish & Slavic Garfield Branch, where we prioritize your financial well-being in our vibrant community. Since our establishment in 1976, we've been a trusted partner for over 121,826 members, guiding them through their financial journeys with care and expertise. Located at 75 River Dr, Garfield, NJ 07026, our branch is dedicated to offering a range of services designed to meet your personal and business banking needs. At Polish & Slavic, we understand that each member's financial goals are unique. That's why we've built a strong foundation with total assets amounting to an impressive $2,597,707,967 and total deposits of $58,976,537. Our commitment to serving you is reflected in our robust offerings, including auto loans, mortgage financing, personal loans, and credit cards that come with rewarding benefits. Our leadership team is passionate about fostering a supportive environment. Under the guidance of CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, we strive to enhance your experience every day. With a dedicated staff of 374 employees, we're here to ensure you feel valued and understood. While members can visit us at 75 River Dr, official correspondence should be sent to the same address for consistency. We invite you to explore what makes us different whether it's our comprehensive online banking options or our commitment to providing personalized service. If you're ready to take the next step in your financial journey or simply want more information about how we can help you achieve your goals, don't hesitate to reach out! Call us at 973-777-4234 or visit our website at www.psfcu.com today. Your future begins here with Polish & Slavic!

Branch History & Mission

Community Engagement

We take pride in being actively involved in community outreach efforts. Whether it's sponsoring local events or providing educational workshops on financial literacy, we strive to make a positive impact in Garfield and beyond. As we look towards the future, we invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that values its members and community above all else. With operating hours from Monday to Friday between 11 AM - 7 PM and Saturday from 9 AM - 2 PM, there's always a convenient time for you to visit us. For more information or if you're ready to join a supportive financial family, call us at 973-777-4234 or explore membership options at our website. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, the Polish & Slavic Credit Union has evolved significantly. We began as a small institution focused on meeting the needs of Polish and Slavic immigrants. Over the decades, we have expanded our services to cater to a diverse membership base while maintaining our core mission: to empower individuals through accessible financial products and education. Our location on River Drive is more than just an address; it's part of the heartbeat of Garfield. We are conveniently situated near local landmarks that make us easily accessible for all members. While you can visit us at this address for your banking needs, official correspondence should be sent to our mailing address: 75 River Dr, Garfield, NJ 7026.

Our Mission

At Polish & Slavic Credit Union, our mission is clear: we aim to provide financial solutions that enrich lives and strengthen communities. We offer a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards all designed with our members in mind. Beyond banking, we are dedicated to supporting local initiatives and fostering partnerships that enhance community well-being. In addition to traditional banking services, we embrace modern advancements such as online and mobile banking to ensure convenience for all members. Our commitment to being ADA compliant means everyone can access our services without barriers.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can easily reach us. Even if you're just popping in for an ATM withdrawal, we have one available on-site for your convenience.

Get in Touch

If you have questions or need assistance, feel free to give us a call at 973-777-4234. We look forward to welcoming you at the Polish & Slavic Garfield Branch where community matters most! Come by today and discover how we can support your financial journey.

Operating Hours

Our doors are open Monday through Friday from 11:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. These hours are set to accommodate your schedule so you can manage your banking needs without hassle.

Services Available

At Polish & Slavic Garfield Branch, we offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you make informed decisions about your finances. Plus, our online and mobile banking services allow you to bank anytime, anywhere!

Visit Us

While members can visit us at our branch address, official correspondence should be sent to the same location: 75 River Dr, Garfield, NJ 07026. We're situated in Bergen County, a vibrant area known for its community spirit and friendly faces.

Member Eligibility

Joining the family at Polish & Slavic is like stepping into a warm and welcoming community where everyone is valued. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! We embrace diversity and are committed to helping our members thrive with personalized financial services. At Polish & Slavic, you can enjoy benefits like competitive loan rates, exceptional customer service, and access to a wide range of banking products designed with your needs in mind. To get all the details on membership eligibility, feel free to visit our website at http://www.psfcu.com/banking/become-a-member. Once you're ready to take the next step, opening an account is a breeze! Just give us a call at (973) 777-4234 or check out how easy it is at https://psfcu.bd.digitals.dmattercloud.com/. Join us at 75 River Dr Garfield Nj 07026 and let's build your financial future together!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make day-to-day operations easier. Imagine accepting payments anytime, anywhere, so you can focus on what you do best running your business. Our services help streamline transactions and manage cash flow effectively. Located at 75 River Dr Garfield Nj 07026 in Garfield, NJ, our team is ready to assist you with personalized solutions tailored to your unique needs. Contact us today at (973) 777-4234 and let's take your business to the next level!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business-minded members, we have robust business banking services including merchant services and business loans. Your entrepreneurial spirit deserves support, and we're here to provide the financial tools necessary for your success.

Credit Options

We also offer credit cards with rewards tailored to suit your lifestyle. Whether you're using them for everyday purchases or special occasions, you can earn points that add value back into your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking solutions at Garfield Branch. With features like ATM access for quick cash withdrawals and balance checks available at your fingertips, managing your finances has never been easier. Our mobile app allows you to bank anytime, anywhere whether it's paying bills on the go or transferring money between accounts.

Loans and Financing

When it comes to making significant purchases, like buying a car or a home, financing can be daunting. At Polish & Slavic, we provide auto loans and vehicle financing options designed with you in mind. If you're considering homeownership or refinancing, our mortgage loans come with competitive rates that help turn your dream into reality. Additionally, for those unexpected expenses or consolidating debt, our personal loans can offer the relief you need without added stress.

Personal Banking

We understand that every member has different banking needs. That's why we offer a variety of personal banking services, including checking and savings accounts that cater to both your everyday transactions and long-term savings goals. Imagine having a simple way to manage your money while earning interest our accounts make it easy!

Reach Out Today!

If you're ready to explore these services or have any questions about how we can assist you further, don't hesitate to contact us at (973) 777-4234. Our friendly staff is eager to help you navigate your financial journey. Join the many satisfied members who trust Polish & Slavic for their banking needs!

Digital & Online Banking

Key Features

Stay organized with e-statements that give you instant access to your account statements without the hassle of paper clutter. We offer this service because we know how important it is for our members to keep track of their finances easily. If you prefer a more hands-on approach, our mobile application provides a user-friendly experience for all your banking needs right from your smartphone. Want to make payments quickly? Our mobile payments feature allows you to send money directly using just a few taps. Plus, with person-to-person transfers, sending money to friends or family is simple and fast. While we do not currently offer electronic signature authorization, rest assured that our platform maintains high security standards to protect your information. Your safety is our top priority. In short, whether you're checking your balance on-the-go or setting up automatic payments, our digital banking tools at Polish & Slavic make it easy and safe. Embrace the freedom of real-time account management and take control of your financial journey today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 75 River Dr Garfield Nj 07026 or call (973) 777-4234 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

With $4,293 in used auto loans and $1,541,136,429 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure that you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support you every step of the way. At Polish & Slavic, we prioritize transparency and accessibility. If you're interested in exploring our loan products or would like more information on eligibility requirements and refinancing options, don't hesitate to reach out! You can contact us at 973-777-4234 or visit us at 75 River Dr Garfield Nj 07026. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, make buying or refinancing simple. We focus on guiding you through each step of the process to help you find the right mortgage that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. This product is designed for those who want to simplify their spending while enjoying the benefits of easy repayment options.

Loan Aggregator

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