Personal Loans in Lincoln, ME 04457

Looking for a personal loan in Lincoln, ME? Compare offers from trusted local lenders with flexible terms and fast online applications—designed to fit your needs without the hassle. Whether it’s for home improvements, debt relief, or unexpected expenses, we help you find the best rates nearby.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Lincoln, ME

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LINCOLN MAINE FEDERAL CREDIT UNION	171 W BROADWAY LINCOLN ME 04457	⏰ LOBBY: MON -THURS. 8:30-4:00, FRI. 8:30-5 SAT 9:00-11:30 DRIVE THRU MON-THURS 8:00-4:00 FRI 8:00-5:00 SAT 9:00-12:00 📞 2077948623 📠 2077948187	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $127,488,754 Deposits: $5,709,277 Net Worth: $14,751,704 Employees: 20 Members: 6,517
LINCOLN MAINE FEDERAL CREDIT UNION	161 W BROADWAY LINCOLN ME 04457	📞 2077948623 📠 2077948187	ATM Services Only	P2P E-Statements E-Signature	Assets: $127,488,754 Deposits: $5,709,277 Net Worth: $14,751,704 Employees: 20 Members: 6,517

🏘️ All the Lenders Available in Penobscot County, ME

✅BANGOR FEDERAL CREDIT UNION

✅BREWER FEDERAL CREDIT UNION

✅MAINE SAVINGS FEDERAL CREDIT UNION

✅DOWNEAST CREDIT UNION

✅THE COUNTY FEDERAL CREDIT UNION

✅ACADIA FEDERAL CREDIT UNION

✅SEABOARD FEDERAL CREDIT UNION

✅UNIVERSITY 63133 CREDIT UNION

✅EMPEOPLE CREDIT UNION

✅EASTMILL FEDERAL CREDIT UNION

✅LINCOLN MAINE FEDERAL CREDIT UNION

✅KATAHDIN FEDERAL CREDIT UNION

✅MAINE HIGHLANDS FEDERAL CREDIT UNION

✅SEBASTICOOK VALLEY FEDERAL CREDIT UNION

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