Lincoln Credit Union Lincoln ME | Convenient ATM Services & Quick Access

Introduction

Welcome to Lincoln Maine Federal Credit Union, your trusted financial partner located at 161 W Broadway, Lincoln, ME 04457. Since our establishment in 1966, we have been committed to serving our community with integrity and dedication. With a strong membership base of 6,517 individuals, we pride ourselves on offering personalized services that meet the unique needs of our members. At Lincoln Maine FCU, we understand that financial decisions can be overwhelming. That's why our team of 20 dedicated employees is here to guide you every step of the way. Under the leadership of our CEO, Ryan Reed, and Board President, Carl Gustafson, we strive to foster a welcoming environment where your financial goals are our top priority. With total assets of $127,488,754 and total deposits reaching $5,709,277, we ensure that your money is not only safe but also growing. Our commitment to responsible lending practices has resulted in over 5,304 loans and leases extended to our members. Moreover, with a net worth of $14,751,704, we are well-positioned to support your borrowing needs with confidence. While members can visit us at our branch location for all their banking needs, official correspondence should be sent directly to our branch address listed above. At Lincoln Maine FCU, we're more than just numbers; we're a part of your community's fabric. Our mission is simple: to provide you with quality financial products while making a positive impact in Lincoln and beyond. Whether you're looking for auto loans or savings options tailored just for you, we invite you to reach out. For more information or to speak with one of our friendly representatives, give us a call at (207) 794-8623 or visit us online at lincolnmainefcu.com. Let's embark on this financial journey together!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we embrace innovation while remaining true to our roots. We offer modern conveniences like online banking and mobile payments, all while ensuring accessibility for everyone in the community. Our focus on digital advancements allows us to serve you better without losing the personal touch that defines who we are.

Join Us!

As we continue this journey together, we invite you to become part of the Lincoln Maine family. Whether you're looking for savings accounts, loans, or simply want a trusted advisor by your side, we're here for you. Experience the difference that comes with being a member at Lincoln Maine Federal Credit Union where your financial goals become our priority. For more information or assistance, feel free to reach out at (207) 794-8623. Together, let's build a brighter financial future!

Our Location and Community Impact

You can find us at 161 W Broadway, Lincoln, ME 04457. Our branch is conveniently located near several local landmarks, making it easy for members to access our services. We are dedicated to providing not just banking solutions but also meaningful contributions to our community. From local sponsorships to educational programs, we believe that supporting our neighbors strengthens our community as a whole.

Our Mission

The mission of Lincoln Maine Federal Credit Union is simple yet profound: to empower our members through exceptional financial services while fostering a spirit of community and mutual aid. We strive to offer products that meet diverse needs be it loans for new vehicles or secure savings options while ensuring that every interaction reflects our values of trust and transparency. We take pride in being more than just a financial institution; we are your partner in achieving financial wellness. Our team is committed to helping you navigate your financial journey with personalized advice and solutions tailored just for you.

Branch Location & Accessibility

Accessibility Features

At Lincoln Maine Federal Credit Union, we prioritize accessibility. Our location is equipped with features to ensure everyone can visit us comfortably. We have ADA-compliant ramps and ample parking available for our members. Whether you come by car or prefer walking, you'll find that getting to us is straightforward.

Call to Action

We invite you to stop by and discover all that we offer at Lincoln Maine Federal Credit Union. Our friendly staff is ready to help you with any banking questions or services you may need. Join us today and become part of our community-focused credit union! For more information about our services, please visit us online at Lincoln Maine FCU.

Location Highlights

Our branch is situated near several local landmarks, making it easy to find. If you're in the area, swing by after visiting the nearby parks or shopping centers it's a perfect stop to take care of your banking while enjoying your day out.

Operating Hours and Services

While we currently do not have drive-thru service or ATMs on-site, our team is here to assist you during regular operating hours. For specific details about when you can visit us, feel free to call us at (207) 794-8623. We're dedicated to providing personalized service that meets your needs.

Member Eligibility

At Lincoln Maine, we believe that everyone deserves a chance to be part of a supportive community that puts members first. Becoming a member is easy and welcoming! If you live, work, or attend school in the Lincoln area, you are eligible to join us. We also welcome family members of existing members. This means that whether you're looking for financial advice, loans, or just a friendly place to manage your money, you can find it here at Lincoln Maine. For more details on eligibility and to stay updated on any changes, feel free to visit our website at https://www.lincolnmainefcu.com/services-lincoln-federal-credit-union/other-services/ . Opening an account with us is straightforward and designed to fit into your life effortlessly. Just give us a call at (207) 794-8623 or visit us at our branch located at 161 W Broadway Lincoln Me 04457 for personalized assistance. Our team is excited to help you start your journey with us and enjoy all the benefits that come with being a member of Lincoln Maine!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $842,672, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to purchase new equipment, hire staff, or open a new location. Our tailored lending options are designed to help you achieve these goals efficiently.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services is crucial. Picture this: You just made a sale, but your payment system is slow and clunky. This can lead to frustrated customers and lost revenue. At Lincoln Maine, we offer streamlined merchant services that ensure quick transactions, allowing you to focus on what really matters growing your business. Visit us at 161 W Broadway Lincoln Me 04457 or call us at (207) 794-8623 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Community Engagement

At Lincoln Maine, we believe in giving back to our community. By becoming a member, you are not just gaining access to financial services; you are also joining a network that supports local initiatives and fosters economic growth within Lincoln and surrounding areas. Whether you're new to banking or looking for more advanced services like ATM access currently available through select partners our team is ready to assist you with any inquiries. We invite you to reach out at 207-794-8623 for more information or visit us at 161 W Broadway, Lincoln, ME 04457. Join us today and discover how Lincoln Maine can help simplify your financial journey!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Lincoln Maine offers robust digital banking features. With our online banking platform, you can access your accounts anytime, anywhere. Need to check your balance or transfer funds? Just log in from your computer or mobile device! Additionally, our mobile application allows you to manage your finances on the go, making it simple to stay on top of your budget.

Member-Centric Services

We understand that every member has unique financial needs. Our services include personalized consultations where you can discuss your financial goals with our experienced staff. Whether it's saving for a home or planning for retirement, we are committed to helping you achieve those goals.

Personal Banking Solutions

Our members can take advantage of various personal banking services that make managing money easy and efficient. From traditional savings accounts to checking accounts designed for everyday use, we have options that fit your lifestyle. If you're in need of funds, consider our loan offerings. We provide guidance throughout the loan application process, helping you choose the right option for your situation.

Digital & Online Banking

24/7 Access

Our commitment to providing exceptional service means that our online banking services are available 24/7. No more rushing to the bank before closing time; now you can handle your banking tasks at a time that suits you best. In summary, whether you're making payments through mobile payments or accessing your accounts via our online portal, Lincoln Maine has made sure that modern banking fits seamlessly into your lifestyle. Experience the convenience and security of our digital services today!

Key Features

One of the standout features of our digital banking services is the ability to send money quickly and easily through person-to-person transfers. With just a few taps on your smartphone or computer, you can send money to friends or family without any hassle. This feature ensures that sharing expenses or sending gifts is as simple as it should be. For those who prefer going paperless, we offer e-statements that allow you to view and download your account statements online. This not only helps the environment but also gives you instant access to your financial information whenever you need it. And with our electronic signature authorization option, signing documents is straightforward and secure. Security is a top priority for us at Lincoln Maine. Our online banking platform utilizes advanced security measures to protect your personal information and transactions. You can rest assured that your data is safe while you enjoy the flexibility of managing your finances digitally.

Financial Strength

Building Trust Together

Total Share Accounts stand at 13,390, showing a strong and growing member base that trusts us with their finances. This collective strength allows us to focus on what matters most: providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincoln Maine is your trusted partner. Visit us at 161 W Broadway Lincoln Me 04457 or call (207) 794-8623 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $14,751,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $1,576 in used auto loans and $98,654,482 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $32,433,110 in share certificates and $8,680,493 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,751,704, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services and Refinancing Options

We know that circumstances change and sometimes refinancing is necessary. If you're interested in exploring eligibility options for any of our loan products or want to discuss refinancing your existing loans for better terms, our knowledgeable team is ready to assist you. For more information about our loan offerings or to get started with an application, feel free to reach out at 207-794-8623 or visit us at 161 W Broadway Lincoln Me 04457. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lincoln Maine Federal Credit Union, we're dedicated to supporting our members' financial journeys every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,465,411 in used vehicle loans and $13,811,630 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

If you're looking for additional flexibility in your finances, consider our credit lines available at $12,000,000. This product provides a safety net for those unplanned expenses while allowing you to access funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,273,656, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand all your options for securing your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $975,662 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every comparison you see is built on fair and transparent offers, allowing you to trust the accuracy of the information presented.

LINCOLN MAINE FEDERAL CREDIT UNION