Downeast Credit Union | Auto Loans, ATMs & Mobile Banking

Downeast CU

Founded in 1941, Downeast Credit Union is a trusted national financial cooperative committed to empowering members across the country with comprehensive banking solutions. With total assets nearing $290 million and a strong net worth exceeding $28 million, Downeast serves nearly 23,000 members through a dedicated team of 87 employees led by CEO Joseph Moses.

Members enjoy a wide range of services designed to meet diverse financial needs, including personal checking and savings accounts, credit cards with rewards, and flexible personal loans ideal for debt consolidation. Competitive auto loans and vehicle financing options make purchasing your next car straightforward and affordable. Homeownership is supported with tailored mortgage loans and refinancing programs crafted to fit various budgets.

Business owners benefit from customized business banking solutions such as merchant services and business loans aimed at fostering growth. Convenient ATM access, basic drive-thru banking, shared branch transactions, plus secure online and mobile banking platforms ensure members can manage their finances anytime, anywhere.

With eight branches nationwide, Downeast Credit Union combines community-driven values with modern technology to deliver trusted financial products that help you achieve lasting financial well-being. Explore membership opportunities at https://www.downeastcu.com/.

Introduction

Welcome to downeast, a trusted financial institution dedicated to serving the needs of our community since 1941. Headquartered in the heart of Baileyville, ME, we pride ourselves on our member-first approach, providing financial empowerment and accessible banking solutions tailored for everyone, including military members and their families. Under the leadership of CEO Joseph Moses and Board President Mason Pottle, we are committed to fostering a culture of service that enriches the lives of our members.

At downeast, your trust is paramount. We are proud to be federally insured by NCUA since 1/18/1971 0:00, ensuring your deposits are safe and secure. In today’s fast-paced world, we understand the importance of modern banking tools, which is why we offer an array of services including Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and convenient E-signature Authorization. With a commitment to innovation and accessibility, we strive to make your banking experience as seamless as possible. For more information about our services and how we can assist you on your financial journey, please visit our official website at https://www.downeastcu.com/ or reach out to us at (207) 512-1537.

Financial Services

At Downeast Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking for personal banking options like checking and savings accounts, or more specialized products such as auto loans and vehicle financing, we are here to help you navigate your financial journey. Our mortgage loans and refinancing options provide flexibility for those planning significant life milestones, while our credit cards with rewards cater to everyday purchases. For small business owners, our business banking services—including merchant services and business loans—ensure that your entrepreneurial dreams have the support they need to thrive.

In today's digital age, managing your finances should be convenient and straightforward. That’s why we offer robust online banking and a user-friendly mobile application that allows members to access their accounts anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, we empower our members to take control of their finances seamlessly. Whether you're aiming to budget effectively, save for the future, or make everyday transactions with ease, Downeast Credit Union is dedicated to providing tools that simplify your banking experience. If you’re curious about becoming a member or want to explore eligibility requirements, visit https://www.downeastcu.com/membership/. For those considering loans or looking for competitive rates, check out https://www.lendmesh.com/loans/vehicle_loans for comprehensive comparisons. Feel free to reach out via fax at (207) 512-1537 for any personalized assistance—we're here to support you every step of the way!

Financial Highlights

Downeast Credit Union stands as a beacon of financial stability and community trust in the heart of Maine. With a Total Membership of 22,994, we pride ourselves on fostering strong relationships with our members, ensuring that each individual feels valued and supported. Our commitment to their financial well-being is reflected in our robust financial performance, highlighted by Total Assets amounting to 289,364,810. This solid foundation allows us to offer a wide array of services tailored to meet diverse needs.

Our Net Worth, standing at 28,134,222, showcases our sound financial health and commitment to responsible management, while a Net Income of 499,730 underlines our ability to generate value for our members year after year. We understand the importance of savings, which is why we have accumulated Total Deposits of 9,694,867—a testament to the trust placed in us by our community.

As an institution dedicated to empowering individuals and families, we have facilitated Total Loans and Leases totaling 16,915, enabling countless members to achieve their dreams through home ownership, education, and business ventures. Our team of dedicated professionals—comprised of Total Employees, which number 87—is here to provide personalized service and expert guidance at every step.

We are proud of our impressive Net Worth Ratio of 967, which signifies our strength relative to industry standards and provides peace of mind for all who bank with us. Additionally, with a significant Credit Card Loan Volume reaching 2,396 and a thriving Auto Loan Volume of 13,468, we offer flexible options that empower members’ financial journeys.

At Downeast Credit Union, transparency is key. We are committed to providing our members with clear insights into our performance metrics, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to experience the difference that comes from banking with an institution that truly cares about your success.

Take the next step toward realizing your financial goals by exploring competitive loan options today. Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

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